I Began a Bop Quote with Hartford

It's a investigation agency. Client is concerned if non- owned vehicles will be covered. He does not have or need a commercial Auto policy. He would like to know if his surveillance owner owned vehicle's with a min of 100k liab. Will he have excess in a bop. I will make a call tomorrow. He does not want to add a commercial auto to policy.
 
I've done surveillance work. I told the carrier I used it for work and they were chill with it just being rated for business.
 
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