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		<title>Insurance Agent Forum - Employee Benefits Forum</title>
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		<description>» Are you looking to sell group health insurance?» Do you have questions about Worksite Benefits?» Do you want to find a local wholesaler to write under?» Want to learn about mini-meds?</description>
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			<title>Insurance Agent Forum - Employee Benefits Forum</title>
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			<title>Turner Williams Death</title>
			<link>http://www.insurance-forums.net/forum/turner-williams-death-thread16333.html</link>
			<pubDate>Fri, 20 Nov 2009 15:46:05 GMT</pubDate>
			<description>Anyone with a few years in the worksite market,...</description>
			<content:encoded><![CDATA[<div>Anyone with a few years in the worksite market, especially if they lived around Nashville, TN, knew the name Turner Williams. This man was truly a legend in the <acronym title="Worksite Marketing">WSM</acronym> industry.<br />
<br />
His <b><a href="http://www.legacy.com/obituaries/tennessean/obituary.aspx?n=turner-williams&amp;pid=136167705" target="_blank">obituary</a></b> only scratches the surface.</div>

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			<category domain="http://www.insurance-forums.net/forum/employee-benefits-forum/">Employee Benefits Forum</category>
			<dc:creator>somarco</dc:creator>
			<guid isPermaLink="true">http://www.insurance-forums.net/forum/turner-williams-death-thread16333.html</guid>
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			<title>Health Insurance for Freelancers?</title>
			<link>http://www.insurance-forums.net/forum/health-insurance-freelancers-thread16279.html</link>
			<pubDate>Wed, 18 Nov 2009 20:15:53 GMT</pubDate>
			<description><![CDATA[I'd like a little feedback from y'all about this...]]></description>
			<content:encoded><![CDATA[<div>I'd like a little feedback from y'all about this Health coverage offered by a freelance writing site <a href="http://www.demandstudios.com/pdf/Final%20Info%20Packet%20DS%20Health.pdf" target="_blank">http://www.demandstudios.com/pdf/Fin...S%20Health.pdf</a> . Obviously this is not comprehensive health insurance, but since you guys compare plans all day, I wanted to get your thoughts.<br />
<br />
One question in particular that I have about the plan is--if someone drops <acronym title="Consolidated Omnibus Budget Reconciliation Act">COBRA</acronym> or active, comprehensive group coverage in favor of this plan--and then in a year they decide to get more comprehensive insurance policy, will they be considered to have had a 60 day or greater lapse in coverage, or can this kind of policy act as a bridge and be considered continuing coverage to keep them from having a pre-existing condition exclusion in that new policy?<br />
<br />
Also, in terms of price and benefits, are there better non-union and non-group plans out there than this? Do you have any info about the company Flex Shield? And lastly, if the plan terminates you (they don;t give term reasons in this piece) you won't have access to <acronym title="Consolidated Omnibus Budget Reconciliation Act">COBRA</acronym> since it's not an employer/employee relationship, right? So...what happens to someone with cancer or other illness in that situation?<br />
<br />
I will be blogging about this and, if you want me to use your direct quote or link to your website in the blog post, let me know--without your permission I'll not quote you directly.</div>

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			<category domain="http://www.insurance-forums.net/forum/employee-benefits-forum/">Employee Benefits Forum</category>
			<dc:creator>Y.L. Prinzel</dc:creator>
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			<title>Census</title>
			<link>http://www.insurance-forums.net/forum/census-thread16175.html</link>
			<pubDate>Fri, 13 Nov 2009 19:27:51 GMT</pubDate>
			<description>Hello everyone,
So i kinda jumped into group...</description>
			<content:encoded><![CDATA[<div>Hello everyone,<br />
So i kinda jumped into group health, and I was wondering if there is anyone with a group census that would be willing to share?  Any other advice, etc would be welcome, thanks,</div>

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			<category domain="http://www.insurance-forums.net/forum/employee-benefits-forum/">Employee Benefits Forum</category>
			<dc:creator>emptyeternity</dc:creator>
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			<title>OHIO - Health Insurance Question!</title>
			<link>http://www.insurance-forums.net/forum/ohio-health-insurance-question-thread16154.html</link>
			<pubDate>Fri, 13 Nov 2009 02:36:01 GMT</pubDate>
			<description>60 year old male with pre-existing (open heart...</description>
			<content:encoded><![CDATA[<div>60 year old male with pre-existing (open heart surgeries in the last few years, last one 6 months ago).... <acronym title="Consolidated Omnibus Budget Reconciliation Act">Cobra</acronym> runs out the end of December. <br />
<br />
How does he get Health Insurance? <br />
<br />
If he gets employed at lets say Costco/Starbucks/Home Depot - whatever - will he automatically be eligible for benefits? Or will the pre-existing keep him from being eligible? <br />
<br />
Thank you,</div>

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			<category domain="http://www.insurance-forums.net/forum/employee-benefits-forum/">Employee Benefits Forum</category>
			<dc:creator>brokerme4u</dc:creator>
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			<title>In Ohio and Need Small Group Help</title>
			<link>http://www.insurance-forums.net/forum/ohio-need-small-group-help-thread16116.html</link>
			<pubDate>Wed, 11 Nov 2009 16:53:52 GMT</pubDate>
			<description>Hello, 
I have two leads that are group health...</description>
			<content:encoded><![CDATA[<div>Hello, <br />
I have two leads that are group health leads, and I haven't done that yet, I stick to ind. health and life for now.  I want to take these on and/or split.<br />
This is for Ohio.<br />
Thanks,</div>

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			<category domain="http://www.insurance-forums.net/forum/employee-benefits-forum/">Employee Benefits Forum</category>
			<dc:creator>emptyeternity</dc:creator>
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