http://www.insurance-forums.net/forum » What is an annuity and when is it appropriate?» What are the differences between variable, fixed and indexed annuities?» What is the best way to sell it ? en Fri, 20 Nov 2009 20:37:02 GMT vBulletin 120 http://www.insurance-forums.net/forum/images/misc/rss.jpg http://www.insurance-forums.net/forum http://www.insurance-forums.net/forum/seminars-thread16271.html Wed, 18 Nov 2009 17:06:52 GMT I will preface this post by saying that I... I will preface this post by saying that I understand that "seminars aren't what they used to be" and "turn outs are going down..." "they are to costly" etc. etc. So I hope I don't get a discussion heading down that path. I believe they are still viable way to generate clients if done right and are just part of your entire marketing program. I am sure we are going to see a ton of Roth conversion seminar next year. I was wondering who out there is doing seminars and having good success? If so what is your topic you are using to generate interest? Where did you get your seminar? For example: created it myself, your fmo supplied, purchased from a mailing/seminar invitation company, purchased from a "guru" etc. I'd be curious if anyone out there knows of a good seminar that I could use w/o having to join an fmo? Looking forward to anyone's input. ]]> Annuities Forum todder http://www.insurance-forums.net/forum/seminars-thread16271.html http://www.insurance-forums.net/forum/whats-your-favorite-fixed-annuity-thread16248.html Tue, 17 Nov 2009 21:17:06 GMT Looking around for suggestions. I have companies... Looking around for suggestions. I have companies I've used in the past. Looking for a good fixed annuity for a situation. I do NOT want an equity indexed product.

The more that can be withdrawn in the first few year the better. Short Surrender preiods are wanted. ]]> Annuities Forum BNTRS http://www.insurance-forums.net/forum/whats-your-favorite-fixed-annuity-thread16248.html http://www.insurance-forums.net/forum/what-would-you-do-100k-thread16183.html Sat, 14 Nov 2009 01:33:11 GMT OK so I just want to get a feel for what some of... OK so I just want to get a feel for what some of you would do if this case fell on your lap today. Anyone who would like to participate please do but try not to hijack the thread for Pete's sake..................

POTENTIAL CLIENT:

-age 54
-doesn't need the money say for 10 to 14 years
-may like the idea of a rider of some kind (income for life, LTC)
-would probably get excited about a bonus (this guy has no personality)
-concerned about company rating
-Has 100K from his 401k he needs to move because he lost his job and he will NOT have a hard time finding another one

WHAT SAY YOU? What company and "WHY"? Be specific if you can about current rates, bonus, is the bonus vested, is the interest compound, if there is an income rider, what is the step up, ect. ect.

I hope I didn't leave too much out....

THANKS ]]> Annuities Forum 0b1kanobee http://www.insurance-forums.net/forum/what-would-you-do-100k-thread16183.html http://www.insurance-forums.net/forum/whats-hot-right-now-thread16139.html Thu, 12 Nov 2009 15:28:44 GMT I am not asking for a specific client/case so I... I am not asking for a specific client/case so I dont want to hear about suitability BUT I am interested in what products you have been offering.
I do currently sell annuities and I have the companies and products that I regularly use.

I just wanted to see what the HOt products are that I could be missing out on.

Currently I am writing most of my business with ING, LSW, Old Mutual, and Amer Equity (here & there).

Suggestions??????? ]]> Annuities Forum HarryRenard http://www.insurance-forums.net/forum/whats-hot-right-now-thread16139.html http://www.insurance-forums.net/forum/another-one-bites-dust-thread16129.html Thu, 12 Nov 2009 00:50:53 GMT Sun Life cutting out their Multipoint and Focus... Sun Life cutting out their Multipoint and Focus Five Plus annuities as of 12/31/09. Anyone have information on whether they will be introducing new products or just getting rid of these altogether? ]]> Annuities Forum dgoldenz http://www.insurance-forums.net/forum/another-one-bites-dust-thread16129.html