Scroll down for a discussion on Favorite health carrier General Insurance Agent Discussions .
#1
Expert
Join Date: Nov 2007
Posts:169
State:
All things being equal who would be your preferred carrier?
#2
Guru
Join Date: Sep 2006
Posts:3,997
State:
The one with the lowest rate....
#3
Guru
Join Date: Mar 2007
Posts:508
BCBS of Georgia. They rarely surprise me.
#4
Guru
Join Date: Oct 2006
Posts:1,469
Originally Posted by STIBROKER@AUSTIN.RR.COM
the one with the lowest rate....
...and the best benefits...
#5
Guru
Join Date: Sep 2006
Posts:9,247
State:
BCBS of Georgia. They rarely surprise me.
You are kidding, right?
Back to the original question, today's answer is Humana.
Ask me again in 6 months. The answer will most likely change.
#6
Guru
Join Date: Sep 2006
Posts:10,694
State:
Everything being equal? Assurant - hands down.
#7
Guru
Join Date: Sep 2006
Posts:3,997
State:
Originally Posted by healthagent
everything being equal? Assurant - hands down.
back to assurant already.....
#8
Guru
Join Date: Mar 2007
Posts:6,227
State:
Anthem Blue Cross.
#9
Guru
Join Date: Sep 2006
Posts:10,694
State:
Originally Posted by STIBROKER@AUSTIN.RR.COM
back to assurant already.....
big rate drop in MD effective July 1st - so you'd better believe it
*5 yrs back on the app
*10% health discount (in MD)
*Print cards off online
Won't go on but if it's price to price, plan to plan, it's all Assurant
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Health Insurance Agents: Training, Support, Discounts, E&O for $440 www.ihiaa.com
#10
Guru
Join Date: Sep 2006
Posts:3,997
State:
Originally Posted by healthagent
big rate drop in MD effective July 1st - so you'd better believe it
John......it's a trap.....
Assurant changes
Originally Posted by healthagent
Posted this in the GR thread, but starting July 1 Assurant has some rate increases - about 9% in MD and different in other states. Also, no $1,250 or $2,500 coinsurance anymore for Max Plan - coinsurance starts at $2,000 and next step up is $3,500. That hurts me - when I sold Max Plans 98% of them were $1,250 or $2,500 coinsurance. I can indeed pick $2,000 now....with a nice fat increase. They now have it structured price-wise for $3,500 OOPs.
#11
Guru
Join Date: Sep 2006
Posts:10,694
State:
It's musical chairs - whoever has the best plans at the best rates wins. If that's carrier A one year then carrier B the second then it is what it is.
#12
Guru
Join Date: May 2007
Posts:1,116
In Tennessee, if the applicant is preferred, Assurant is not close to competitive.
#13
Guru
Join Date: Sep 2006
Posts:10,694
State:
I believe the title of this thread is "all things being equal.'
#14
Guru
Join Date: Sep 2006
Posts:3,983
State:
IBC-Independence Blue Cross.
#15
Guru
Join Date: Dec 2007
Posts:246
Now, Humana.
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#16
Guru
Join Date: May 2007
Posts:1,116
Originally Posted by healthagent
I believe the title of this thread is "all things being equal.'
What is your point?
#17
Guru
Join Date: Jun 2007
Posts:1,405
State:
The carrier who pays their claims, underwrites fairly, pays me reasonably and prices their products competitively.
#18
Guru
Join Date: Mar 2007
Posts:3,557
State:
United American
#19
Guru
Join Date: Jul 2007
Posts:402
State:
Originally Posted by senior-advisor-indiana
United American
I just vomited a little in my mouth.
Subject to change, as others have said here. I like GR and World in Texas, at the moment, at least in my area. Those are my go-to carriers at the moment.
#20
Guru
Join Date: Sep 2006
Posts:3,983
State:
Originally Posted by LGilmore
the carrier who pays their claims, underwrites fairly, pays me reasonably and prices their products competitively.
Lou, I believe LGilmore said it best. I agree with him 110%. OK, all you smarta**es can take a run at me for the 110% statement.
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