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All things being equal who would be your preferred carrier? Lou...


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Old 05-21-2008, 11:35 AM   #1
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Favorite health carrier             Go to Top

All things being equal who would be your preferred carrier?

Lou


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Old 05-21-2008, 11:37 AM   #2
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STIBROKER@AUSTIN.RR.COM on Favorite health carrier - Insurance Agent Forum
 
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the one with the lowest rate....


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Old 05-21-2008, 11:38 AM   #3
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BCBS of Georgia. They rarely surprise me.


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Old 05-21-2008, 11:38 AM   #4
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Re: Favorite health carrier             Go to Top

Quote:
Originally Posted by STIBROKER@AUSTIN.RR.COM View Post
the one with the lowest rate....
...and the best benefits...


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Old 05-21-2008, 12:04 PM   #5
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Re: Favorite health carrier             Go to Top

Quote:
BCBS of Georgia. They rarely surprise me.
You are kidding, right?

Back to the original question, today's answer is Humana.

Ask me again in 6 months. The answer will most likely change.


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Old 05-21-2008, 12:13 PM   #6
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everything being equal? Assurant - hands down.


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Old 05-21-2008, 12:24 PM   #7
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STIBROKER@AUSTIN.RR.COM on Favorite health carrier - Insurance Agent Forum
 
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Re: Favorite health carrier             Go to Top

Quote:
Originally Posted by healthagent View Post
everything being equal? Assurant - hands down.
back to assurant already.....


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Old 05-21-2008, 12:29 PM   #8
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Re: Favorite health carrier             Go to Top

Anthem Blue Cross.


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Old 05-21-2008, 01:02 PM   #9
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Re: Favorite health carrier             Go to Top

Quote:
Originally Posted by STIBROKER@AUSTIN.RR.COM View Post
back to assurant already.....
big rate drop in MD effective July 1st - so you'd better believe it

*5 yrs back on the app
*10% health discount (in MD)
*Print cards off online

Won't go on but if it's price to price, plan to plan, it's all Assurant


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Old 05-21-2008, 01:45 PM   #10
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Re: Favorite health carrier             Go to Top

Quote:
Originally Posted by healthagent View Post
big rate drop in MD effective July 1st - so you'd better believe it

*5 yrs back on the app
*10% health discount (in MD)
*Print cards off online

Won't go on but if it's price to price, plan to plan, it's all Assurant
John......it's a trap.....


Assurant changes

Quote:
Originally Posted by healthagent View Post
Posted this in the GR thread, but starting July 1 Assurant has some rate increases - about 9% in MD and different in other states. Also, no $1,250 or $2,500 coinsurance anymore for Max Plan - coinsurance starts at $2,000 and next step up is $3,500. That hurts me - when I sold Max Plans 98% of them were $1,250 or $2,500 coinsurance. I can indeed pick $2,000 now....with a nice fat increase. They now have it structured price-wise for $3,500 OOPs.


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Old 05-21-2008, 01:57 PM   #11
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Re: Favorite health carrier             Go to Top

It's musical chairs - whoever has the best plans at the best rates wins. If that's carrier A one year then carrier B the second then it is what it is.


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Old 05-21-2008, 01:59 PM   #12
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Re: Favorite health carrier             Go to Top

In Tennessee, if the applicant is preferred, Assurant is not close to competitive.


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Old 05-21-2008, 02:01 PM   #13
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Re: Favorite health carrier             Go to Top

I believe the title of this thread is "all things being equal.'


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Old 05-21-2008, 02:05 PM   #14
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Re: Favorite health carrier             Go to Top

IBC-Independence Blue Cross.


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Old 05-21-2008, 02:12 PM   #15
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Re: Favorite health carrier             Go to Top

Now, Humana.

Fast Underwriting, Good base coverage without having to do a bunch of add ons.

National Network.

Later, ??????


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Old 05-21-2008, 02:54 PM   #16
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Re: Favorite health carrier             Go to Top

Quote:
Originally Posted by healthagent View Post
I believe the title of this thread is "all things being equal.'

What is your point?


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Old 05-21-2008, 04:16 PM   #17
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Re: Favorite health carrier             Go to Top

the carrier who pays their claims, underwrites fairly, pays me reasonably and prices their products competitively.

Every six months that can change.


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Old 05-21-2008, 05:22 PM   #18
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