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Reply to 23 Year Old Disability Income / Final Exp     
Old 06-07-2015, 11:50 AM   #1
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State: Cyborg7 is an Insurance Agent from Undisclosed Location
23 Year Old Disability Income / Final Exp 23 Year Old Disability Income / Final Exp
I had a 23 year old male smoker referred to me. He gets his check for bipolar / schizo yet takes no meds. Obviously I have my own opinion about these disability hounds but that's a different issue. On the Trans 0-44 app they ask occupation...

Anyone run into this ? He just wants a 10k plan for $20 ish per month I'm not sure if Trans will accept this case or not ?

Uhl is 25 and over age

Moo
LBL
Am am
RNA
Are also in my bag
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Old 06-07-2015, 11:59 AM   #2
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Rearden on 23 Year Old Disability Income / Final Exp
 
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23 Year Old Disability Income / Final Exp Re: 23 Year Old Disability Income / Final Exp
Originally Posted by Cyborg7 View Post
I had a 23 year old male smoker referred to me. He gets his check for bipolar / schizo yet takes no meds. Obviously I have my own opinion about these disability hounds but that's a different issue. On the Trans 0-44 app they ask occupation...

Anyone run into this ? He just wants a 10k plan for $20 ish per month I'm not sure if Trans will accept this case or not ?

Uhl is 25 and over age

Moo
LBL
Am am
RNA
Are also in my bag
Settlers Silver for the win.

The last thing I'd write is that God-awful 0-44 TA product.
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Old 06-07-2015, 12:16 PM   #3
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23 Year Old Disability Income / Final Exp Re: 23 Year Old Disability Income / Final Exp Cyborg7 is the thread starter for: 23 Year Old Disability Income / Final Exp

Trans 0-44 app is awesome
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Old 06-07-2015, 12:26 PM   #4
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Rearden on 23 Year Old Disability Income / Final Exp
 
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23 Year Old Disability Income / Final Exp Re: 23 Year Old Disability Income / Final Exp
Originally Posted by Cyborg7 View Post
Trans 0-44 app is awesome
https://www.youtube.com/watch?v=r5g_gs6nnyo
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Old 06-07-2015, 06:26 PM   #5
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23 Year Old Disability Income / Final Exp Re: 23 Year Old Disability Income / Final Exp Cyborg7 is the thread starter for: 23 Year Old Disability Income / Final Exp

I'll have to check out Settlers

I want like 135% contract though

In order to send them 1 deal per year
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Old 06-08-2015, 07:39 AM   #6
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State: Jack B is an Insurance Agent from New York
23 Year Old Disability Income / Final Exp
Originally Posted by Cyborg7 View Post
I had a 23 year old male smoker referred to me. He gets his check for bipolar / schizo yet takes no meds. Obviously I have my own opinion about these disability hounds but that's a different issue. On the Trans 0-44 app they ask occupation... Anyone run into this ? He just wants a 10k plan for $20 ish per month I'm not sure if Trans will accept this case or not ? Uhl is 25 and over age Moo LBL Am am RNA Are also in my bag
I had couple of cases with TA like that, I wrote on occupation unemployed, put in comments, due to tough job market, 1 got approved, other they wanted phone interview, of course he didn't do it,

I'm going back today to do moo children's policy, under 25.

------------------------------------
NYC FE Mentor
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Old 06-08-2015, 08:14 AM   #7
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23 Year Old Disability Income / Final Exp Re: 23 Year Old Disability Income / Final Exp Cyborg7 is the thread starter for: 23 Year Old Disability Income / Final Exp

Jack I appreciate that advise I am so unfamiliar w/ moo that I had not thought of that one

----------

Oh wait !! This genius has a DE card !!

America Freak Yeah!!
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Old 03-11-2017, 10:06 PM   #8
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23 Year Old Disability Income / Final Exp Re: 23 Year Old Disability Income / Final Exp
Anybody else other than Settlers? I have a similar case but Settlers is not available in MA
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Old 03-12-2017, 07:55 AM   #9
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23 Year Old Disability Income / Final Exp Re: 23 Year Old Disability Income / Final Exp
I don't see why this wouldn't be LbL Preferred.
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Old 03-12-2017, 08:00 AM   #10
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Jerard on 23 Year Old Disability Income / Final Exp
 
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23 Year Old Disability Income / Final Exp
Originally Posted by Jack B View Post

I'm going back today to do moo children's policy, under 25.
Max age is now 17. At least it is in Florida.
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