72 Year Old with Bipolar

[mbiallas]

Which carriers are most accepting of bipolar? I'm looking at Assurity for her since she is a smoker. Any suggestions?

 

[scott9178]

Americo ...................

 

[mbiallas]

Americo ...................

I must be the only agent that isn't crazy about Americo. If I have someone that smokes cigars or a pipe I use them but otherwise I'm not crazy about them.

 

[TwiLight]

Same feelings about Americo. They are touchy with the PHI and RX and take too long to issue.

Settlers Silver (Depends on the Meds).
Aetna-ACI (AmCont) level will take Bi-Polar and rates are pretty good over 70.

 

[VolAgent]

Female smoker over 70, just begs for American Continental. Of the companies mentioned, only Assurity is lower and not by much. She'll be glad to have paid $2 a month more for 10k to avoid that PHI. They will run her through the wringer.