81 F Non Smoke W/ Congestive Heart Failure

[Tkruger]

Any FE options for non face to face app?

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Gerber, NGL are no go's. The condition is a knockout for Level or Graded.

 

[sirherbie]

Aetna will do with 40% first yr 75% second yr benefits

 

[Gooner]

Aetna will do with 40% first yr 75% second yr benefits

Not on an 81 yo

 

[moonlightandmargaritas]

Any FE options for non face to face app?

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Gerber, NGL are no go's. The condition is a knockout for Level or Graded.

You could go SNL ROP (they call it "graded", but it's ROP). I think they require belly-2-belly though. Max of $25,000.

 

[WinoBlues]

Any FE options for non face to face app?

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Gerber, NGL are no go's. The condition is a knockout for Level or Graded.

Do a split with someone that will do the F2F. 50% of something.

 

[Gooner]

You could go SNL ROP (they call it "graded", but it's ROP). I think they require belly-2-belly though. Max of $25,000.

B2B is correct. .

 

[moonlightandmargaritas]

B2B is correct. .

You have to certify that the app was signed in your presence.

 

[VolAgent]

You have to certify that the app was signed in your presence.

Call a friend. (20 characters)

 

[Tkruger]

Do a split with someone that will do the F2F. 50% of something.

First off to all that are offering input...Thank you.

I'm trying to accomplish 2 things here.

First is to clearly protect this young lady and take the worry of her final expenses off her plate.

Secondly, I'm sure that this will not be the only case we run into like this. As such I wanted to add another carrier option to our bag of tricks for when this situation (or similar situation) occurs again.

While a split to do a B2B is a short term solution, I'm looking for more.


Thanks again.