- 18,947
Fraternal insurance companies have the same language about increasing rates (not exactly, but similar) because fraternal companies CAN increase rates on current policy holders.
So I would tread lightly if you're going to replace AARP with a fraternal company.
I'm only bringing this up because the OP is obviously new and may not know this detail when selling.
And you are wrong yet again. That language is not in any fraternal contract that they can raise rates on current policy holders. In fact, it's guaranteed that they won't on whole life.
You may not be new but you don't know what you are talking about.
And capitalizi8ng "CAN" doesn't change the facts.
And you don't bring it up because you think the OP is new. You bring it up to trash fraternals. And falsely at that.
No one mentioned replacing AARP with a fraternal anyway.
And your accusations are illegal if you name a particular company. Wanna go for that one?