Carriers with Solid Renewals

[mbiallas]

I know there are loads of agents out there that don't pay much attention to renewal commissions but I'm not one of them. There is obviously more to a carrier than just what they are willing to pay but we would all be lying if we said our commission wasn't one of the most important factors in determining which carriers to write.

I know UHL and Assurity both have nice renewals but what about other FE carriers? I have been using Oxford lately (long story as to why) and so far they have been great to work with but their renewals stink.

Aside from these two which other competitive FE carriers offer renewals over 10%?

 

[HoosierLife]

I think AmMem is 8% every year for life...

 

[mbiallas]

I think AmMem is 8% every year for life...

Its been a while since I looked at them but as I recall their rates were pretty far from being competitive. Is that still the case?

 

[jdeasy]

I think AmMem is 8% every year for life...

I though Newby said it was quite a bit higher than that. Arind 12? for life?

Maybe he was talking about another company?

 

[HoosierLife]

I though Newby said it was quite a bit higher than that. Arind 12? for life?

Maybe he was talking about another company?

I'm not actually appointed with them. I thought I read that from somewhere.

 

[Newby]

Street level with Am Mem is 110% and 8% for life.

Rates are high for most ages. Very low on ages 81-85but the commission level drops way down there too.

 

[Rearden]

American Memorial is like Lincoln Heritage -- it's future business inventory for me.