Chf

[bwayne]

I have searched, but not finding much. I seem to get lots of folks with CHF. What do you do with them? Also, what about the people on oxygen?

 

[tyler1129]

I have searched, but not finding much. I seem to get lots of folks with CHF. What do you do with them? Also, what about the people on oxygen?

AmCon. 5 star. Ncsf.

In that order. At least, here in Ohio, that is.

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I have searched, but not finding much. I seem to get lots of folks with CHF. What do you do with them? Also, what about the people on oxygen?

Oxygen is 5 star unless they use o2 daily. Then it's moo or Transamerica.

 

[VolAgent]

Oxygen is 5 star unless they use o2 daily. Then it's moo or Transamerica.

What plan would someone on oxygen qualify for with Transamerica?

 

[tyler1129]

What plan would someone on oxygen qualify for with Transamerica?

Graded..........................

 

[bboman23]

Graded..........................

55 male non smoker 10k policy:

Monumental graded is 92.80
Vantis is 46.16

 

[VolAgent]

Graded..........................

I'm all for making money. But that is really kicking someone when they are down.

 

[TDFnCali]

I'm all for making money. But that is really kicking someone when they are down.

I concur... There's some carriers that u should never use for graded/ROP, like....

Americo and
Monu

TDF
Sent via my Verizon Samsung G4

 

[fla2cali]

Would you still write Vantis if you could get a graded with a 30%/70% payout?

 

[VolAgent]

Would you still write Vantis if you could get a graded with a 30%/70% payout?

Nope. Graded beats ROP all day long. Now, if there is a big price difference I might give them the option and let them choose. But if it is close or the same, graded beats ROP. Plus you'll get paid more.

 

[bboman23]

Nope. Graded beats ROP all day long. Now, if there is a big price difference I might give them the option and let them choose. But if it is close or the same, graded beats ROP. Plus you'll get paid more.

Monumental graded is ROP! It's the same as Vantis