Experience with Royal Neighbors?

[jdeasy]

Americo beats RNA on 70 and 80 too . . . Level - Immediate Benefit . . .

I agree that Americo is too high. Just like RNA is too high. I rarely write RNA since they had their rate increase 3 and half years ago.

You don't know what you are talking about though. How about that person that smokes? You gonna chime in with Americo there?

You don't have a good mix of companies to go out there and compete.

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I think you may need to rerun those quotes. I just ran a 65-year-old female, 72 and an 80-year-old and are in a beat Americo every time Royal neighbors LOL

Well yeah!! But did you group your pricing in 30 year ranges?

 

[myinsurebiz]

I think you may need to rerun those quotes. I just ran a 65-year-old female, 72 and an 80-year-old and are in a beat Americo every time Royal neighbors LOL

No need to rerun them - took them straight from the Agent Guides . . .

 

[HoosierLife]

No need to rerun them - took them straight from the Agent Guides . . .

what is it my turn last night to argue with you to show you that you're completely wrong again? Why do we all keep doing this.?yeah I'm not taking the time. But if you will run the quotes for 65-year-old/72/80 female for 10,000 you will see the Royal neighbors beats Americo everything will time

 

[myinsurebiz]

How about that person that smokes? You gonna chime in with Americo there?

Smoker - Female - 60

Americo = $53 RNA = $56

Smoker - Female - 70

Americo = $83 RNA = $83

Pretty close on females . . .

RNA wins the male smoker battle . . .

People shouldnt smoke

 

[HoosierLife]

Smoker - Female - 60 Americo = $53 RNA = $56 Smoker - Female - 70 Americo = $83 RNA = $83 Pretty close on females . . . RNA wins the male smoker battle . . . People shouldnt smoke

you need to post up the face amount that you were using because none of the numbers that you were posting match anything when I run it in FEX quotes. I think you're doing this wrong.

 

[myinsurebiz]

But if you will run the quotes for 65-year-old/72/80 female for 10,000 you will see the Royal neighbors beats Americo everything will time

65 - Americo = 41 RNA = 46 / smoke 65 66

72 - 59 69 / smoke 98 95

80 - 115 118 / smoke 173 152

Americo wins the non smoke on all 3 ages and smoke at 65 , misses by $1 on 72 and RNA wins 80 . . .

.

 

[SammyJ]

I use Americo for chewers only. Outside Equitable anyone else treat non cig as Non tobacco?

 

[wealth2u]

Smoker - Female - 60

Americo = $53 RNA = $56

Smoker - Female - 70

Americo = $83 RNA = $83

Pretty close on females . . .

RNA wins the male smoker battle . . .

People shouldnt smoke

Georgia 10k Smoker Female 60 Americo = 54.07 RNA = 51.31

Smoker 10k female 70 Americo = 82.59 RNA = 74.81

 

[myinsurebiz]

I use Americo for chewers only. Outside Equitable anyone else treat non cig as Non tobacco?

Americo and AmAm . . . dip, chew, pipe and cigar = non smoker

 

[HoosierLife]

Georgia 10k Smoker Female 60 Americo = 54.07 RNA = 51.31 Smoker 10k female 70 Americo = 82.59 RNA = 74.81

yes those of the numbers on coming up with. I don't know where he's getting his numbers