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Reply to FE in Washington for Less Than $5K     
Old 09-08-2017, 06:22 PM   #1
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FE in Washington for Less Than $5K FE in Washington for Less Than $5K
Hi all,

Does anyone know if there are any carriers in Washington that will issue a policy for face amounts less than $5,000?

Everyone seems to start at 5K.

Thanks!
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Old 09-08-2017, 07:46 PM   #2
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HoosierLife on FE in Washington for Less Than $5K
 
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FE in Washington for Less Than $5K Re: FE in Washington for Less Than $5K
$5000 is the Commie state's required minimum face amount. That's better than their previous $25,000 min face.
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Old 09-09-2017, 11:55 AM   #3
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Iwillpay on FE in Washington for Less Than $5K
 
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FE in Washington for Less Than $5K Re: FE in Washington for Less Than $5K
Originally Posted by HoosierLife View Post
$5000 is the Commie state's required minimum face amount. That's better than their previous $25,000 min face.
Lest we forget!!!!!

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Old 09-10-2017, 01:26 AM   #4
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Newby on FE in Washington for Less Than $5K
 
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FE in Washington for Less Than $5K Re: FE in Washington for Less Than $5K
Originally Posted by HoosierLife View Post
$5000 is the Commie state's required minimum face amount. That's better than their previous $25,000 min face.
I thought it was a nannie state. Did the commies invade it too?
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Old 09-10-2017, 09:21 AM   #5
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Norwayguy on FE in Washington for Less Than $5K
 
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FE in Washington for Less Than $5K
Originally Posted by Newby View Post

I thought it was a nannie state. Did the commies invade it too?
The nannies are communist on top of being nannies.
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Old 09-10-2017, 10:04 AM   #6
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FE in Washington for Less Than $5K Re: FE in Washington for Less Than $5K
Try Cigna. They go down to $2,000 on their FE app in WA.

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Originally Posted by HoosierLife View Post
$5000 is the Commie state's required minimum face amount. That's better than their previous $25,000 min face.
That's must have been changed, because I've written $3000 face amounts there.
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Old 09-10-2017, 11:22 PM   #7
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FE in Washington for Less Than $5K Re: FE in Washington for Less Than $5K
Originally Posted by thomasm View Post
Try Cigna. They go down to $2,000 on their FE app in WA.

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That's must have been changed, because I've written $3000 face amounts there.
Please pm me or post what company issues 3k on.wa
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Old 09-11-2017, 10:12 AM   #8
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VolAgent on FE in Washington for Less Than $5K
 
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FE in Washington for Less Than $5K Re: FE in Washington for Less Than $5K
Originally Posted by thomasm View Post
Try Cigna. They go down to $2,000 on their FE app in WA.

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That's must have been changed, because I've written $3000 face amounts there.
One, you would be amazed how many companies truly are not aware of some state specific requirements. Funny and sad.

Two, I believe you can issue smaller policies, but there are some weird quirks in the rules that effectively make it not worth the effort. For instance, the rule never was $25,000, but there were some rules based upon cash value and age that make it very difficult to comply with for policies under that amount.

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