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I would never run with just one company.... But if you did they would work pretty well. Just make sure you list ALL the medications when submitting the application. Also note that Direct Express requires a signed paper form and only pays as earned
Is that new? I've used the SNL eapp on DE payers and did not have to send in a form.
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I would run my DE business through LBL if the rates were close.
Really? How much business have you sent through LBL because of that?
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I am not the entreprenurial type you are.
I am a pretty simple guy and need a simple process.
(and would be learning from the very beginning.)
The consistent advice I see from experienced agents is to start with one product (ie fe, med supp, whatever), choose one company and learn what you are doing.
based on that, and other reading, I had sort of decided that an fe game plan like that would be to choose KSKJ, Trinity or Transamerica. (Trinity was your contribution in the thread I was studying.) when I saw your post above, I thought that really boils things down to some basics and I could probably learn to do that.
In addition, I believe i saw references to Gerber as a company for guaranteed issue, so I was thinking I could consider them as a second company-again in a very simplified selling process-to be able to try to avoid leaving without a sale.
I don't think anyone is advising that an agent only have one company at their disposal.
But to use one company as their go to.
There is not one company out there that can handle every case. It would great if there were. At competitive rates, that is. There are a couple companies that will write everyone. Either level, graded or ROP. But with crazy rates.