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Reply to Flaw in Trans-america Commission System     
Old 08-07-2017, 09:39 PM   #11
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Flaw in Trans-america Commission System Re: Flaw in Trans-america Commission System
Very well rounded carrier, and if you write business and don't track if and when you got paid I'm sure a carrier has screwed you at one time.
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Old 08-10-2017, 06:32 AM   #12
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Agentguy5 on Flaw in Trans-america Commission System
 
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Flaw in Trans-america Commission System Re: Flaw in Trans-america Commission System
Originally Posted by HoosierLife View Post
And I ask that question 3 ways: "Any lung conditions?" "Any copd, asthma or emphysema?" "They ever prescribe you any inhalers?"
On our medical questionnaire, we added ""have you ever been prescribed one of those little inhaler thingys?"

and when I say it, I make the motion as if I am spraying one of them in my mouth!



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Old 08-10-2017, 10:43 PM   #13
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Birdman300 on Flaw in Trans-america Commission System
 
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Flaw in Trans-america Commission System Re: Flaw in Trans-america Commission System
Originally Posted by johnsonvillebrock View Post
who seriously still writes with TA????? - they are bipolar in their underwriting and now I find out theyre commission dept is run the same way,,,, great!
I used to curse them every time I wrote an app my first year in FE because I made so many errors on the app. At the end of that year I totalled my commissions with them...lol. I couldn't believe it but they were my number 2 carrier for that year. I got to know them a lot more, and discovered that they take so many cases preferred that many others only offer graded or worse. No pos interview, they take DE, no built chart...lol. I don't think they're bipolar at all...but I know they accept Bipolar applicants.

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Old 08-11-2017, 08:06 AM   #14
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Flaw in Trans-america Commission System
Originally Posted by Birdman300 View Post

I used to curse them every time I wrote an app my first year in FE because I made so many errors on the app. At the end of that year I totalled my commissions with them...lol. I couldn't believe it but they were my number 2 carrier for that year. I got to know them a lot more, and discovered that they take so many cases preferred that many others only offer graded or worse. No pos interview, they take DE, no built chart...lol. I don't think they're bipolar at all...but I know they accept Bipolar applicants.
I really like Trans. You just can't screw up the app.
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Old 08-11-2017, 05:20 PM   #15
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Birdman300 on Flaw in Trans-america Commission System
 
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Flaw in Trans-america Commission System
Originally Posted by indiana260 View Post

I really like Trans. You just can't screw up the app.
Yup.....................
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Old 08-12-2017, 01:09 AM   #16
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Broker4Ever on Flaw in Trans-america Commission System
 
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Flaw in Trans-america Commission System Re: Flaw in Trans-america Commission System
Originally Posted by indiana260 View Post
I really like Trans. You just can't screw up the app.
I had a client that was on DE get a bank account. She filled out the SS billing form on her own & sent it in. She had TONS of scribble marks & errors on it.

I almost had a heart attack when I called them & they said they accepted it.

Now I think the reason why they're so picky on the app is because .... (& this is all conspiracy theory)... agents that are more careful are also the type to not underwrite correctly. Which increases their risk.

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