GI Plans for Telesales

[bboman23]

Are you sure Aig is 100% death chargeback first 2 years and not 100% yr 1 and 50% yr 2? If so i'd never even look at them. Now if somebody has lung cancer or other bad cancers i walk. I've been burned with Gerber doing that.

Yes I'm sure...........

 

[Todd King]

Yes I'm sure...........

No, it is 100% 1st year for death and 50% 2nd year. See attached.

View attachment AIG-GIWLJ - 80%s.PDF

 

[mbiallas]

No, it is 100% 1st year for death and 50% 2nd year. See attached.

Well that is a bit better I guess. How is their comp?

 

[bboman23]

No, it is 100% 1st year for death and 50% 2nd year. See attached.

View attachment 3688

What is funny is I got my information from the EXACT form you attached! Reading is not as common here in Mississippi!

 

[goillini52]

Well that is a bit better I guess. How is their comp?

I take it that you didn't click on the link.

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What is funny is I got my information from the EXACT form you attached! Reading is not as common here in Mississippi!

Hey, you misspelt Mrsippy.

 

[bboman23]

I take it that you didn't click on the link.

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Hey, you misspelt Mrsippy.

I wouldn't doubt it!

 

[digfesales105]

Howdy all. I need a GI carrier for telesales. Any ideas?

There isn't many great things or ones to choose from but here is the answer:

AIG: GREAT easy enrollment. But most uplines aren't advancing. If you do, AIG is charging 2% to advance. We have submitted a ton of business and like TK said, I'm seeing some growing pains. Which is expected. (I can give you advancing an 80% if you want)

NGL: They aren't taking new agents at all.

Kemper: Pricey but we still do a majority with them. For whatever reason, we aren't seeing much bad business with them.

Equitable: Again pricey. One of the highest but very easy to do.

Americo: Very pricey Can do it all online. No phone call.

Gerber, UHL aren't "true" telesales set up.

 

[thomasm]

I need an IMO that gives you access to the Gerber E-App prior to 1st app submission.

I haven't had any luck mailing out the paper app for them to sign and return.

 

[goillini52]

There isn't many great things or ones to choose from but here is the answer:

AIG: GREAT easy enrollment. But most uplines aren't advancing. If you do, AIG is charging 2% to advance. We have submitted a ton of business and like TK said, I'm seeing some growing pains. Which is expected. (I can give you advancing an 80% if you want)

NGL: They aren't taking new agents at all.

Kemper: Pricey but we still do a majority with them. For whatever reason, we aren't seeing much bad business with them.

Equitable: Again pricey. One of the highest but very easy to do.

Americo: Very pricey Can do it all online. No phone call.

Gerber, UHL aren't "true" telesales set up.

Under what circumstances would you write Equitable's GI? They're 2-3 times higher than the rest.

 

[digfesales105]

Under what circumstances would you write Equitable's GI? They're 2-3 times higher than the rest.

I wouldn't. In fact...it is the same price as Americo's GI.

I was just giving him a list.