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This topic has been beaten like a dead horse.
There are no bad areas. Just areas that agents perform bad in.
As a rule of thumb, you will have less "competition" in more rural, sparsely-populated areas/states than in metro/urban areas.
Truly your worst competition is yourself. The man that's looking back at you in the mirror is worse than any replacement artist out there.
Not true. Oklahoma is bad. I suggest all agents working oklahoma stay away. Unless you are selling lincoln heritage or aarp term, then you should start selling more of it.