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Reply to Has Americo Changed Anything?     
Old 09-07-2017, 08:06 PM   #1
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Has Americo Changed Anything? Has Americo Changed Anything?
I have submitted 2 smokers with COPD to Americo lately and both were offered UP3. All medications were OK in an old drug guide I had. Rewrote both with Transamerica and they were issued. I thought they may use oxygen and didn't tell me, but Transamerica wouldn't have issued them if they did.
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Old 09-07-2017, 08:45 PM   #2
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Has Americo Changed Anything? Re: Has Americo Changed Anything?
UP's underwriting is table scored/run through a in house algorithm and your field underwriting is meaningless. Don't write it unless you have no other choice.
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Old 09-07-2017, 09:49 PM   #3
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Has Americo Changed Anything? Re: Has Americo Changed Anything?
Originally Posted by Baseball7 View Post
UP's underwriting is table scored/run through a in house algorithm and your field underwriting is meaningless. Don't write it unless you have no other choice.
Even if your upline is pimping them 24/7??
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