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Reply to Health Insurance for FE Agents?     
Old 01-18-2015, 01:43 PM   #1
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Health Insurance for FE Agents? Health Insurance for FE Agents?
Where do some of you guys get your health insurance from, when you don't have a spouse with a job. I was paying for mine the past 7 years through Aetna. It was $350 per month with huge deductibles and co-pays. I just signed up with Obama care.

I would like to hear about what others in this profession do. Do any of the guys like 360 or fedex offer health benefits?
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Old 01-18-2015, 01:55 PM   #2
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Health Insurance for FE Agents?
Originally Posted by nfl72 View Post
Where do some of you guys get your health insurance from, when you don't have a spouse with a job. I was paying for mine the past 7 years through Aetna. It was $350 per month with huge deductibles and co-pays. I just signed up with Obama care. I would like to hear about what others in this profession do. Do any of the guys like 360 or fedex offer health benefits?


I'm w/ 360

My wife doesn't work. I was paying about $400 for the whole family w/ Humana.

Just got forced on Obamacare and am now paying $1,100 approx. w/ Blue Cross Blue Shield.

Just have to suck it up and write 1 more case per month than before.

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Old 01-18-2015, 02:08 PM   #3
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Health Insurance for FE Agents?
How were you paying $400 for a family?must have had $20k deductible. Hell 11 yrs ago I was paying $1100 a month for family till my wife got a job and now it's $400
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Old 01-18-2015, 02:41 PM   #4
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Bishop Don Shizzle on Health Insurance for FE Agents?
 
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Health Insurance for FE Agents?
Originally Posted by goget View Post
How were you paying $400 for a family?must have had $20k deductible. Hell 11 yrs ago I was paying $1100 a month for family till my wife got a job and now it's $400
That's how things roll in Texas!
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Old 01-18-2015, 02:46 PM   #5
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bboman23 on Health Insurance for FE Agents?
 
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Health Insurance for FE Agents?
Originally Posted by nfl72 View Post
Where do some of you guys get your health insurance from, when you don't have a spouse with a job. I was paying for mine the past 7 years through Aetna. It was $350 per month with huge deductibles and co-pays. I just signed up with Obama care.

I would like to hear about what others in this profession do. Do any of the guys like 360 or fedex offer health benefits?
I'm pretty sure FEDEX offers good benefits!
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Old 01-18-2015, 03:08 PM   #6
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HoosierLife on Health Insurance for FE Agents?
 
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Health Insurance for FE Agents?
My wife works and has a great job with great benefits. That's the discussion we are having now, with the baby 5 months out. Does she stay home or continue to work?

The money she makes is a factor of course, she makes close to 6 figures herself, but it's the insurance that will keep her there if that's the way we go.

$4000 family deductible 85/15 co-insurance with an HSA and her company deposits $2000 a year into the HSA.

All that for $80 every two weeks.

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Old 01-18-2015, 03:52 PM   #7
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Health Insurance for FE Agents? Re: Health Insurance for FE Agents?
My wife and I have Christian Healthcare Ministries. Approved by government as an alternative to health insurance. $500 deductible for only $145 a month (per person) regardless of age or health. It covers everything, including pregnancies.

If you wanted higher deductible you can get $5,000 deductible for only $45 a month. Obviously this is to protect the downside if something serious would happen to you and doesn't cover small things like doctor visits etc.

Reputable organization. Been around for a long time!
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Old 01-18-2015, 04:16 PM   #8
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Health Insurance for FE Agents?
Originally Posted by ALIG33 View Post
My wife and I have Christian Healthcare Ministries. Approved by government as an alternative to health insurance. $500 deductible for only $145 a month (per person) regardless of age or health. It covers everything, including pregnancies. If you wanted higher deductible you can get $5,000 deductible for only $45 a month. Obviously this is to protect the downside if something serious would happen to you and doesn't cover small things like doctor visits etc. Reputable organization. Been around for a long time!
I've read about those. What do you have to do to qualify?
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Old 01-18-2015, 04:54 PM   #9
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Health Insurance for FE Agents? Re: Health Insurance for FE Agents?
Originally Posted by FL P&C Broker View Post
I've read about those. What do you have to do to qualify?
Given the fact that is "Christian healthcare" they do ask if you're a Christian.

They also ask if you abuse drugs or alcohol.

I'm pretty sure that's it!
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Old 01-18-2015, 05:00 PM   #10
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goillini52 on Health Insurance for FE Agents?
 
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Health Insurance for FE Agents? Re: Health Insurance for FE Agents?
Originally Posted by ALIG33 View Post
Given the fact that is "Christian healthcare" they do ask if you're a Christian.

They also ask if you abuse drugs or alcohol.

I'm pretty sure that's it!
What if you just use drugs recreationally?
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