Over 150.000 insurance professionals and consumers come to the Insurance Forum every month. Click here to register for FREE


Go Back   Insurance Forums > Insurance Agents and Brokers Forum > Final Expense Forum

Reply to Neuropathy Day 1 Coverage     
Old 08-10-2017, 02:54 PM   #1
New Member
 
Join Date: Aug 2017
Posts:15
State: randallcunn12 is an Insurance Agent from
Neuropathy Day 1 Coverage Neuropathy Day 1 Coverage
Besides Royal will anyone do a level on a 54 year old female-20k-sc with insulin and neuropathy ? She got a quote from Lincoln at $70 a month but will they offer day one coverage and level rate and death benefit for the rest of her life ? If so will just tell her to go there but would like to capture the sale....thx
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 03:03 PM   #2
Guru
 
Join Date: Jul 2008
Posts:16,224
State: jdeasy is an Insurance Agent from Kentucky
jdeasy is a member of 5000 posts Super VIP club
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
Originally Posted by randallcunn12 View Post
Besides Royal will anyone do a level on a 54 year old female-20k-sc with insulin and neuropathy ? She got a quote from Lincoln at $70 a month but will they offer day one coverage and level rate and death benefit for the rest of her life ? If so will just tell her to go there but would like to capture the sale....thx
KSKJ life for sure. Probably Trinity. Cinn Eq is out because of diabetic complications. Maybe americo and equitable?

I'm sure there's others.
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 03:07 PM   #3
New Member
 
Join Date: Aug 2017
Posts:15
State: randallcunn12 is an Insurance Agent from
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage randallcunn12 is the thread starter for: Neuropathy Day 1 Coverage

you want to write it ?
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 03:09 PM   #4
Guru
 
Join Date: Jul 2008
Posts:16,224
State: jdeasy is an Insurance Agent from Kentucky
jdeasy is a member of 5000 posts Super VIP club
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
Originally Posted by randallcunn12 View Post
you want to write it ?
What state? I may not be licensed there.
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 03:52 PM   #5
Super Genius
 
Join Date: Feb 2016
Posts:221
State: suranceman is an Insurance Agent from
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
American Home Life will offer them day one coverage. 20K=$54.28

Fyi, Linocoln heritage is day one coverage for Neuropathy.

I'm in SC so I can write it if you want.
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 04:03 PM   #6
Guru
Broker4Ever on Neuropathy Day 1 Coverage
 
Join Date: Nov 2015
Posts:502
State: Broker4Ever is an Insurance Agent from California
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
Transamerica day 1 coverage .
20k is $52.50 per month.
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 04:15 PM   #7
Guru
dabulls on Neuropathy Day 1 Coverage
 
Join Date: Jul 2014
Posts:263
State: dabulls is an Insurance Agent from Florida
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
I am in SC and GA. But Oxford will probably be about your best price. $46 for 20k. If she is comfortable woth $70 Oxford gets you 30k for $68. Transamerica will be lower than Lincoln Heritage but still high. When ever you hear LH is your competition, that is like Christmas!

----------

Originally Posted by Broker4Ever View Post
Transamerica day 1 coverage .
20k is $52.50 per month.
Insulin is Standard with TA so it is $67...
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 04:20 PM   #8
Super Genius
 
Join Date: Feb 2016
Posts:221
State: suranceman is an Insurance Agent from
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
Originally Posted by Broker4Ever View Post
Transamerica day 1 coverage .
20k is $52.50 per month.
How would a neuropathy patient not be on insulin? Insulin usage is asked about in section C4, so wouldn't it be standard which would cost $67.50?
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 04:21 PM   #9
Guru
Broker4Ever on Neuropathy Day 1 Coverage
 
Join Date: Nov 2015
Posts:502
State: Broker4Ever is an Insurance Agent from California
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
Correct, didn't see the insulin part. My bad.
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Old 08-10-2017, 04:28 PM   #10
Guru
dabulls on Neuropathy Day 1 Coverage
 
Join Date: Jul 2014
Posts:263
State: dabulls is an Insurance Agent from Florida
Neuropathy Day 1 Coverage Re: Neuropathy Day 1 Coverage
Originally Posted by suranceman View Post
How would a neuropathy patient not be on insulin? Insulin usage is asked about in section C4, so wouldn't it be standard which would cost $67.50?
I've had clients on only metformin or januvia (no insulin)with neuropathy.
------------------------------------
  Reply With Quote to Neuropathy Day 1 Coverage
Reply to Neuropathy Day 1 Coverage 

  Insurance Agent Forum > Insurance Forums > Insurance Agents and Brokers Forum > Final Expense Forum




Similar Threads with Neuropathy Day 1 Coverage
Thread Thread Starter Forum Replies Last Post
Help with prospect for 1st day coverage thespur1 Final Expense Forum 6 06-08-2017 07:23 PM
STM As a Viable Alternative for Obamacare Paradigm Health Insurance and Ancillary Benefits 29 06-21-2016 09:02 AM
Looking for Same Day Coverage tcarlj Life Insurance Forum 5 08-06-2009 10:43 AM



All times are GMT -5. The time now is 02:52 AM.

Forum enabled with vBulletin®
Copyright ©2000 - 2017, vBulletin Solutions, Inc.


Join the Forum - It's FREE

Share This Page



Weekly Poll

Where do we go from here? POLL
This poll will close on 08-17-2017 at 02:28 PM