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Reply to NEW F/E Compaines for 2017     
Old 08-31-2017, 11:15 AM   #11
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Originally Posted by Baseball7 View Post
That's 21 minutes each for an interview which is pretty average if it includes banking information.
Average for who? That's terrible. I did a Trinity before the change and it took 8 minutes.

KSKJ takes 10-11 minutes. The whole RNA app takes 20-25 minutes.

Some agents using Trinity this week that were not DE payers said the interviews were taking 12-14 minutes. That's still too long but 20+ minute interviews will not cut it.
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Old 08-31-2017, 11:16 AM   #12
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Security National Life.
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Old 08-31-2017, 11:18 AM   #13
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
20 minutes for a full phone based application is pretty average.
LBL
Settlers
RNA
Balt Life

I assumed when they were gathering voice sig and direct express information it's essentially the same concept as what you would've done with liberty.

I agree though a basic phone interview for underwriting alone should be no more than 12 to 14 minutes.
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Old 08-31-2017, 11:31 AM   #14
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Originally Posted by Baseball7 View Post
20 minutes for a full phone based application is pretty average.
LBL
Settlers
RNA
Balt Life

I assumed when they were gathering voice sig and direct express information it's essentially the same concept as what you would've done with liberty.

I agree though a basic phone interview for underwriting alone should be no more than 12 to 14 minutes.
It's not a full phone app. The only part that's voice sig is the DE info if they are DE payers. If they are not DE payers then no banking info is discussed.

They also now ask the face amount and verify premium. They now ask occupation too. Just stupid stuff like that to just add to your time on the phone.
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Old 08-31-2017, 12:34 PM   #15
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Originally Posted by jdeasy View Post
It's not a full phone app. The only part that's voice sig is the DE info if they are DE payers. If they are not DE payers then no banking info is discussed.

They also now ask the face amount and verify premium. They now ask occupation too. Just stupid stuff like that to just add to your time on the phone.
Occupation? HNIC, mofo! That's my occupation.
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Old 08-31-2017, 04:48 PM   #16
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Originally Posted by Newby View Post
Cincinatti Eq is just in very limited states for now. Indiana, Kentucky, Ohio, Tennessee, Georgia and Mississippi.
Their niche is competitive on ages 60 to 75 with a first year commission of 125% for agents direct to FexContracting.
What level renewals do they pay?

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Old 08-31-2017, 05:09 PM   #17
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Originally Posted by JT Agent View Post
any new f/e companies for 2017 the you guy's would recommend? i'm always looking to fill my grab bag with new options.
Seeing that you are in FL, there are many options. Remember, price is only one consideration.

Attached is a printout for a 70 year old female. Pick your poison...
Attached Files
File Type: pdf FEXQuotes.pdf (24.7 KB, 51 views)
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Old 09-01-2017, 01:04 AM   #18
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Iwillpay on NEW F/E Compaines for 2017
 
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Originally Posted by FEX Quotes View Post
Seeing that you are in FL, there are many options. Remember, price is only one consideration.

Attached is a printout for a 70 year old female. Pick your poison...
A nice way to show up Senior Life

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The insurance agent; the only person that brings a check for the funeral.
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Old 09-13-2017, 05:15 PM   #19
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
It's not a train without a caboose.
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Old 09-13-2017, 07:53 PM   #20
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NEW F/E Compaines for 2017 Re: NEW F/E Compaines for 2017
Originally Posted by TxJohnny View Post
It's not a train without a caboose.
Sorry but cabooses went the way of steam locomotive years ago.
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