Originally Posted by bboman23
Takes CC and DE
Only cigarettes are considered tobacco
If death in first two years and policy gets refunded, the agent doesn't get a chargeback except on unearned advance.
Nice contract levels
But not price competitive.
Originally Posted by JT Agent
ok who would you guys reccomend for f/e in 2017? that are easy to deal with
Cinn Eq is new. At least with their new FE product anyway. Easy to deal with would be an opinion. I don't find particularly easy but not difficult either.
For ease of doing business and the best value for my clients I use KSKJ.
There's always Trinity/FBL but they got way more difficult to use with this change to MRS last week.
Trans can be both easy to use and difficult to deal with.
SNL can be mostly easy to deal with.
Aetna is fairly easy to deal with but the rates are out of line now.
Many choices in the FE arena. And many opinions. Some agents find KSKJ as difficult to deal with as I find them easy.