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Reply to Picked Up LifeShield National     
Old 07-28-2017, 08:46 AM   #11
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by BibH View Post
I've been licensed with this Bozo outfit for 3 yrs. Worst agent website in history. They didn't even have consumer brochures to show the client who they were. An Imo gave me 120% Fyc and 10% renewals. I'm sure Imo's are at 150% plus.
Dayum!! Are they that bad?

I haven't written one. After looking over their app I can't see a use.

What would be a use for them since you have 3 years experience with them?
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Old 07-28-2017, 09:55 AM   #12
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Broker4Ever on Picked Up LifeShield National
 
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by jdeasy View Post
I have life shield and it's pretty much worthless. Insulin is a knockout. Cancer "ever" is a knockout. Smokers with heart issues ever is a knockout.

Yeah, for healthy people they have decent rates but beatable by many companies.

So what are those supposed positives over what you perceive are the other "pricebusters", {whatever that is?}

Surely you aren't calling that first to die gimmick a positive? Since you are now not a "typical marketer"?

And what is the commission that an agent starting under you would get with this great product? Surely you will answer that? Or do atypical marketers not answer those hard questions? 110%
Originally Posted by jdeasy View Post
But, but, but... it has great secret commissions and stuff like that!!
Originally Posted by Biggin View Post
When selling "first to die" to the FE market you probably get the same look that you get when describing the reduced paid-up life insurance nonforfeiture option vs the extended term.
Proves my point. Nobody with EFES can post on here without all the marketers jumping out of the woodwork.


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Originally Posted by BoJax View Post
What's street on it? And what do you mean actual policy?
110% is street. I am able to offer 110 & possibly higher depending on production.

Lifeshield is a non-fraternal so they can give the clients policies. Not that it's a huge deal. Simply listing all the positives of the carrier so that agents can see & decide for themselves if they want to use them.

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Old 07-28-2017, 10:00 AM   #13
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by Broker4Ever View Post
Proves my point. Nobody with EFES can post on here without all the marketers jumping out of the woodwork.


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110%. Lifeshield is a non-fraternal so they can give the clients policies. Not that it's a huge deal. Simply listing all the positives of the carrier so that agents can see & decide for themselves if they want to use them.
Proves your point that you are clueless, I agree.

Just so you know, fraternal clients get policies too.

And if you think I'm a marketer then who do I market for?

I'll tell you one thing, if I were a marketer I would tell that recruit exactly what companies they could write and what commissions they would start at.

Why can't you do that?

Being a regional director and all you should have that info available.

So either you don't know or you are keeping it a secret.

These questions shouldn't be so hard for a regional manager.
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Old 07-28-2017, 10:14 AM   #14
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Picked Up LifeShield National Re: Picked Up LifeShield National
I wrote 2 policys of $40k and they held them up for 6 weeks so i cancelled and rewrote elsewere.Never touched them again but i see i'm still licensed, Don't take 110% as several Imo's giving 120% to start.
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Old 07-28-2017, 10:17 AM   #15
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Broker4Ever on Picked Up LifeShield National
 
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by jdeasy View Post
Proves your point that you are clueless, I agree.

Just so you know, fraternal clients get policies too.

And if you think I'm a marketer then who do I market for?

I'll tell you one thing, if I were a marketer I would tell that recruit exactly what companies they could write and what commissions they would start at.

Why can't you do that?

Being a regional director and all you should have that info available.

So either you don't know or you are keeping it a secret.

These questions shouldn't be so hard for a regional manager.
Dude. I posted the comp LITERALLY in the comment you quoted. Trying so hard with that magnifying glass that you missed it.


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Old 07-28-2017, 10:20 AM   #16
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VolAgent on Picked Up LifeShield National
 
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by jdeasy View Post
Just so you know, fraternal clients get policies too.
No, they don't. They get certificates. Always have and always will. Sadly, even employees of a fraternal will sometimes say policy.

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Old 07-28-2017, 10:30 AM   #17
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Picked Up LifeShield National Re: Picked Up LifeShield National
:::open pandoras box:::::
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Old 07-28-2017, 10:33 AM   #18
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by VolAgent View Post
No, they don't. They get certificates. Always have and always will. Sadly, even employees of a fraternal will sometimes say policy.
I'm looking at a KSKJ policy that I'm delivering today and it says right here on page one, "Read your policy carefully. This is a legal contract between you and KSKJ Life"

Then on down the page, "Right to Cancel. You may cancel this policy by delivering written notice....."

So yeah, they do get a policy.

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Originally Posted by Broker4Ever View Post
Dude. I posted the comp LITERALLY in the comment you quoted. Trying so hard with that magnifying glass that you missed it.

On one company. I'm not the one trying hard. You are doing your best to not answer. Again, either you don't know or you are hiding it.
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Old 07-28-2017, 10:55 AM   #19
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VolAgent on Picked Up LifeShield National
 
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by jdeasy View Post
I'm looking at a KSKJ policy that I'm delivering today and it says right here on page one, "Read your policy carefully. This is a legal contract between you and KSKJ Life"

Then on down the page, "Right to Cancel. You may cancel this policy by delivering written notice....."

So yeah, they do get a policy.
That is funny, because right on their website it says certificate.

https://www.kskjlife.com/privacy-policy/

Also, they would be out of compliance with Illinois law.

Article XVII - Fraternal Benefit Societies :: 215*ILCS*5/******Illinois Insurance Code. :: Illinois 215*ILCS*5/******Illinois Insurance Code. :: 2005 Illinois Code :: Illinois Code :: US Codes and Statutes :: US Law :: Justia

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Old 07-28-2017, 12:23 PM   #20
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HoosierLife on Picked Up LifeShield National
 
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Picked Up LifeShield National Re: Picked Up LifeShield National
Originally Posted by BibH View Post
I wrote 2 policys of $40k and they held them up for 6 weeks so i cancelled and rewrote elsewere.Never touched them again but i see i'm still licensed, Don't take 110% as several Imo's giving 120% to start.
I've only had them for a couple months, but they have been issuing within 24-48 hours.
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