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Reply to Sagicor Whole Life Rate Request     
Old 08-13-2015, 02:49 PM   #1
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Sagicor Whole Life Rate Request Sagicor Whole Life Rate Request
Hey all,

Our agency is primarily a P&C agency and our life insurance marketer doesn't have access to Sagicor rates. Can someone help with a Sagicor rate on a 46 year old male non-tobacco for $30,000. 5'7" 190lbs. Or, if there is another carrier priced competitively.

Thanks in advance.
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Old 08-13-2015, 03:00 PM   #2
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WinoBlues on Sagicor Whole Life Rate Request
 
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Sagicor Whole Life Rate Request Re: Sagicor Whole Life Rate Request
Originally Posted by TXInsuranceAgent View Post
Hey all,

Our agency is primarily a P&C agency and our life insurance marketer doesn't have access to Sagicor rates. Can someone help with a Sagicor rate on a 46 year old male non-tobacco for $30,000. 5'7" 190lbs. Or, if there is another carrier priced competitively.

Thanks in advance.

If you mean GUL:
$30.86 @ $30,000.00
$51.44 @ $50,000.00

Non med Eapp
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Old 08-13-2015, 03:06 PM   #3
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Sagicor Whole Life Rate Request Re: Sagicor Whole Life Rate Request
Originally Posted by TXInsuranceAgent View Post
Hey all,

Our agency is primarily a P&C agency and our life insurance marketer doesn't have access to Sagicor rates. Can someone help with a Sagicor rate on a 46 year old male non-tobacco for $30,000. 5'7" 190lbs. Or, if there is another carrier priced competitively.

Thanks in advance.
Unless they have added whole life recently they don't have it.
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Old 08-13-2015, 03:09 PM   #4
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WinoBlues on Sagicor Whole Life Rate Request
 
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Sagicor Whole Life Rate Request Re: Sagicor Whole Life Rate Request
Originally Posted by TXInsuranceAgent View Post
Hey all,

Our agency is primarily a P&C agency and our life insurance marketer doesn't have access to Sagicor rates. Can someone help with a Sagicor rate on a 46 year old male non-tobacco for $30,000. 5'7" 190lbs. Or, if there is another carrier priced competitively.

Thanks in advance.
57.34 SAGE WL @ $30,000.00

I forgot about that plan.
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Old 08-13-2015, 03:19 PM   #5
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Sagicor Whole Life Rate Request Re: Sagicor Whole Life Rate Request
Yes they added whole life about 6-8 months ago. I'd forget Sagicor for all but your healthiest and financially sound Fe clients. Sagicor has the dreaded 100% first 6 months and 50% second 6 months lapse chargeback rule. The products great for healthy middle class people who want a great priced non med product.
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Old 08-13-2015, 03:30 PM   #6
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WinoBlues on Sagicor Whole Life Rate Request
 
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Sagicor Whole Life Rate Request Re: Sagicor Whole Life Rate Request
Originally Posted by jdeasy View Post
Unless they have added whole life recently they don't have it.
They had it maybe 10 years ago when I started with them then stopped it. It shows up under their new product series name Sage. Same app process as the GUL and Term

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Originally Posted by sirherbie View Post
Yes they added whole life about 6-8 months ago. I'd forget Sagicor for all but your healthiest and financially sound Fe clients. Sagicor has the dreaded 100% first 6 months and 50% second 6 months lapse chargeback rule. The products great for healthy middle class people who want a great priced non med product.
That is going to be a big plus for me. The eapp is cake. The illustraration shows the non-forfeitures. Can add WP for the younger people. Non-Med limits.

A 20 pay GUL still spanks it though.

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Old 08-13-2015, 08:26 PM   #7
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Sagicor Whole Life Rate Request TXInsuranceAgent is the thread starter for: Sagicor Whole Life Rate Request

Thanks y'all, I greatly appreciate your help!

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In the 80's we had Ronald Reagan, Bob Hope and Johnny Cash. Today we have Obama, no Hope and no Cash!
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Reply to Sagicor Whole Life Rate Request 

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