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Old 08-07-2017, 01:16 PM   #21
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Security national insurance Re: Security national insurance
Originally Posted by NuUzr View Post
Errors can occur but on-going issues with drafting points to the veracity of a Company.

Some recommend going captive during the learning curve period but having problems with a release definitely wouldn't be good. Can't be tied down. Having a release seems to be the running theme against going captive.

If someone's Indy but switches IMO's does an insurance agreement between Gerber, Forester etc. follow the agent?
dude... you been talking on here for months... sh!t or get off the pot

if it aint for you, move along
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Old 08-07-2017, 01:26 PM   #22
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Security national insurance Re: Security national insurance
New member vs new member.
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Old 08-08-2017, 09:11 AM   #23
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Biggin on Security national insurance
 
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Security national insurance Re: Security national insurance
Originally Posted by jdeasy View Post
It's not graded, it's ROP. Many companies will do level for COPD. And at better rates than SNL's ROP.
Ahhhh, the good ole days. I remember when I first got started and even before I was with efes I used to write a lot of Motorists life. True graded (35%/70%/100%) I can't remember if they had a rate increase or a tightening of underwriting but I quit writing them for some reason. When you mention "graded" to a new agent they are thinking ROP. Would be nice to get graded back.
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Old 08-08-2017, 09:25 AM   #24
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bboman23 on Security national insurance
 
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Security national insurance Re: Security national insurance
Originally Posted by Biggin View Post
Ahhhh, the good ole days. I remember when I first got started and even before I was with efes I used to write a lot of Motorists life. True graded (35%/70%/100%) I can't remember if they had a rate increase or a tightening of underwriting but I quit writing them for some reason. When you mention "graded" to a new agent they are thinking ROP. Would be nice to get graded back.
SNL's graded IS graded in some states. Arkansas for example is not 2 year ROP. That's probably why it's called graded and not modified...who knows.
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Old 08-09-2017, 06:41 PM   #25
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Security national insurance Re: Security national insurance
I have placed a few cases with SNL recently. I have a direct non-captive contract from them in California. Must be different in other states?
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Old 08-09-2017, 10:09 PM   #26
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Security national insurance Re: Security national insurance
They wanted me to get a bank statement or void check as well but by that time the customer had lost enthusiasm and I have not been able to move forward. What ended up happening in your case?
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Old 08-10-2017, 07:12 PM   #27
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Security national insurance Re: Security national insurance NuUzr is the thread starter for: Security national insurance

Originally Posted by johnsonvillebrock View Post
dude... you been talking on here for months... sh!t or get off the pot

if it aint for you, move along
Took your advice -- squeezed out a little johnson..
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Old 08-10-2017, 07:24 PM   #28
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Security national insurance Re: Security national insurance
Originally Posted by NuUzr View Post
Took your advice -- squeezed out a little johnson..

Are You and LostDollar related by any chance?
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Old 08-10-2017, 08:14 PM   #29
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Security national insurance Re: Security national insurance NuUzr is the thread starter for: Security national insurance

Originally Posted by Johnny Hooker View Post
Are You and LostDollar related by any chance?
Are you asking if you were wiped with $? No. You got the regular skinnyjohnny 2ply makeover.
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Old 08-15-2017, 11:38 AM   #30
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Security national insurance Re: Security national insurance
Does anyone think it's strange for an insurance company to have brokers and captive agents?

Maybe I'm overthinking this, but if they have a captive team, would they allow those agents to write some of our terminated customers?
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