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Old 08-04-2013, 09:03 PM   #331
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rousemark on Securus Final Expense - Insurance Forum
 
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Securus Final Expense Re: Securus Final Expense
Originally Posted by Jack B View Post
Some of the top groups got sacked, they got caught selling other business, not through Securus.
Considering Securus is not supposed to be captive, what differnce would that make? As long as they are giving you a fair share of the business (and if they were top producers they must have been), you would be stupid to terminate them. Got to be more to the story..

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Old 08-04-2013, 09:21 PM   #332
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WinoBlues on Securus Final Expense - Insurance Forum
 
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Securus Final Expense Re: Securus Final Expense
Originally Posted by rousemark View Post
Considering Securus is not supposed to be captive, what differnce would that make? As long as they are giving you a fair share of the business (and if they were top producers they must have been), you would be stupid to terminate them. Got to be more to the story..
Does anyone really think secures or EFES is really independent? I am independent. I write what I want, where I want. No territories or managers.

Not a knock on either system but they are not independent.

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Old 08-04-2013, 09:29 PM   #333
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Securus Final Expense Re: Securus Final Expense
I'm so tired of this thread. moral of the story, don't use your agencies leads to sell other products. if you're going to do that, leave! any agency has the same rules. they put you in a position to succeed with their leads, not with another company. they are independent if you don't use their leads. you can write whoever the hell you want if you don't use leads. simple as that. end of story. now everybody, shut up!
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Old 08-04-2013, 09:34 PM   #334
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JimmyUt on Securus Final Expense - Insurance Forum
 
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Securus Final Expense Re: Securus Final Expense
Originally Posted by wreadinger View Post
I'm so tired of this thread. moral of the story, don't use your agencies leads to sell other products. if you're going to do that, leave! any agency has the same rules. they put you in a position to succeed with their leads, not with another company. they are independent if you don't use their leads. you can write whoever the hell you want if you don't use leads. simple as that. end of story. now everybody, shut up!
Hey folks it is our new moderator. They are poor at capitalizing words and punctuation as well, but certainly good at giving directions. I better shut up though.
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Last edited by JimmyUt; 08-04-2013 at 10:35 PM.
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Old 08-04-2013, 09:36 PM   #335
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WinoBlues on Securus Final Expense - Insurance Forum
 
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Securus Final Expense Re: Securus Final Expense
Originally Posted by wreadinger View Post
I'm so tired of this thread. moral of the story, don't use your agencies leads to sell other products. if you're going to do that, leave! any agency has the same rules. they put you in a position to succeed with their leads, not with another company. they are independent if you don't use their leads. you can write whoever the hell you want if you don't use leads. simple as that. end of story. now everybody, shut up!
So you have a better chance to succeed if you use their leads than any other leads?
- - - - - - - - - - - - - - - - - -
Originally Posted by JimmyUt View Post
Hey folks it is our new moderator. They are poor at capitalizing words and punctuating as well, but certainly good at giving directions. I better shut up though.
Kinda sounds like a captive manager.
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Last edited by WinoBlues; 08-04-2013 at 09:36 PM. Reason: Posts merged
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Old 08-04-2013, 10:27 PM   #336
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lifeagent007 on Securus Final Expense - Insurance Forum
 
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Securus Final Expense Re: Securus Final Expense
Originally Posted by JimmyUt View Post
Hey folks it is our new moderator. They are poor at capitalizing words and punctuating as well, but certainly good at giving directions. I better shut up though.
That was good for a laugh before I went to bed
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Old 08-05-2013, 07:11 AM   #337
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Securus Final Expense Re: Securus Final Expense
I don't think I am independent with EFES, I know I am. I write what I want, where I want. No territories or managers.

That sems to be exactly what you said makes you independent.


Originally Posted by WinoBlues View Post
Does anyone really think secures or EFES is really independent? I am independent. I write what I want, where I want. No territories or managers.

Not a knock on either system but they are not independent.

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Old 08-05-2013, 07:26 AM   #338
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Securus Final Expense Re: Securus Final Expense
JD, you may be independent, but most paper work from EFES. has a clause saying you can only sell EFES, and you must cancel all of your other contracts. Its in Joe Ciaccio, paper work.
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Old 08-05-2013, 07:54 AM   #339
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Securus Final Expense Re: Securus Final Expense
Originally Posted by b61mack View Post
JD, you may be independent, but most paper work from EFES. has a clause saying you can only sell EFES, and you must cancel all of your other contracts. Its in Joe Ciaccio, paper work.

I've been with EFES for almost 5 years and never seen any paperwork like that. No one has ever even hinted for me to cancel any other contracts.

I know of agents on Joe's team that have never signed anything like that.

If you have seen something like that then I can't explain it. I did go down to Nashville last fall at Joe's request to speak to a roomful of their new recruits. They said nothing like that to those new recruits.
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Old 08-05-2013, 08:34 AM   #340
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Securus Final Expense Re: Securus Final Expense
$450 a week for leads? Is this a lead sales organization or an insurance sales organization? I guess you guys could not sell a darn thing and the agency would still make a bundle off of you. I guess that's the point.
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