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I stumbled across another LH policy today that was sold over the phone.
He was paying $49 monthly for $10,000 plus he has "identity theft protection" and the "Funeral Consumer Deal"
He already knew the Funeral Consumer deal was worthless from when his father died.
I quoted him $20,000 for $47 monthly and he couldn't get his checkbook out fast enough.
Will you agents that are pissed off at LH please go back and fix the wrongs you did to your clients. I can't get to ALL of them fast enough and time's a wastin'
That's a huge savings. I don't generally run into that much of a deal for the clients. I can usually save them 20 to 25% even if they have had the LH policy for 2 to 3 years.
I do think the FCGS thing is a good deal, but, it is worthless until the policy is out of contestability. That's one thing that LH agents forget to tell people.