Simplified Issue Term for 69 Year Old to Beat AARP?

[jacobtn]

I have a 69 yr old in TX, DOB 2/5/48, paying $210 mth for $100k for AARP/NYL. Getting ready to go up to over $300, and at 75 $500+, and cancels of course at 80.

Is there any simplified issue term products for someone his age? I can't convince him to do a WL product and give up his $100k DB, he wants more than a FE policy. He doesn't want to hassle with a paramed. a GUL would be good too but I don't know of any GUL's that are simplified issue for a 69 year old.

Opinions?

**correction he is age nearest 69, 68 currently

 

[SPUR CITY]

I have a 69 yr old in TX, DOB 2/5/48, paying $210 mth for $100k for AARP/NYL. Getting ready to go up to over $300, and at 75 $500+, and cancels of course at 80. Is there any simplified issue term products for someone his age? I can't convince him to do a WL product and give up his $100k DB, he wants more than a FE policy. He doesn't want to hassle with a paramed. a GUL would be good too but I don't know of any GUL's that are simplified issue for a 69 year old. Opinions? **correction he is age nearest 69, 68 currently

AmAm 10 or 15 yr term

 

[Baseball7]

Did you show him how much he will pay until the age of 80 and then still have no coverage and how much the coverage will cost at 80 basically since it won't be available....

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Americo HMS 20yr GTD Term 100K
397/m

Will at least get him past his lifespan

 

[dtfe]

AmAm's prices below for this guy. they go by last age fyi

15 yr
Standard:$215.10
Preferred:$179.37

10yr
Standard:$162.18
Preferred:$125.64

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sry meant to say they go by age from last birthday

 

[jacobtn]

Thanks guys. I thought Trinity would work until I realize they didn't go past age 60 appreciate the posts this will be helpful