Originally Posted by Baseball7
Transamerica did not have a rate increase nor have they in the last 2 1/2 years. What I was saying about your favorite company was meant more as a compliment by the way.
When you look at those top 5 to 7 companies which company can broad-spectrum cover the most? UHL, Lifeshield, oxford, FBL, KSKJ, Trans, Omaha.
Not to mention offer Social Security billing and take DE business.
Trans absolutely did have a rate increase. If it wasn't spring of 2016 then it was 2015. But they sure had one.
And I don't really have a favorite company. It's not personal no matter how many try to make it so.
I'm going to use the companies that make my job easier, not harder.
Right now the company that makes my job the easiest is KSKJ. If that changes I will use someone else.
An example is settlers. Newby wants to say it's personal that I don't use settlers. But reality is that has nothing to do with it. I tried to use settlers at newby's urging. They were just too hard to work with. And they didn't provide enough value to the client to make the hard to work with stuff a non issue.
An example of that is Trans. They are very difficult and patience trying to work with. But sometimes they provide enough value that I overlook the difficulty and use them. I've used Trans more this year than in any year of my career. A company like settlers just doesn't offer anything to make me overlook how hard they are to work with.
Same with Oxford. They are just too difficult to deal with. But I have written some CF just because the value outweighed the trouble.