When You Run into a 50 Yr Old in Good Health what Fe Co Has a Non Med Regular Whole Life?

[term1]

many times you run into people in good health who really don't need a table rated type whole life.I layfette life has a good regular whole life but do any other co's have up to 50-100k type whole lifes for healthy people that build cash value?

 

[TwiLight]

Foresters & Baltimore Life have dividend paying whole life plans. RNA also has a non-par plan that is competitive.

 

[FEX Quotes]

Columbian, United National, Sagicor, American National, UHL, Willam Penn, RNA, NSS

 

[TwiLight]

Columbian, United National, Sagicor, American National, UHL, Willam Penn, RNA, NSS

Yess.... Buttttt.

Columbian..... Low Comp and tough underwriting
United National..... Limited Face amount non-par product.
Sagicor..... No longer offers Whole Life
UHL.... Overpriced Non-Par plan (provider) there is much better out there.
NSS... No AM Best Rating. Must be of Slovak decent. Competitive Plan & Dividend Scale with Avg underwriting. Only Retains $10k of face amount and by contract must cede to reinsurance all amounts over $50,000 Face. Low Comp. No Advancing. First Year Premium life business as a company totaled under $300,000 in 2012. They boast $100 Million in premium last year, but 99.7% was Single Prem Annuity & Life.

Look to other companies than these

 

[Newby]

I like Lafayette, Assurity, Trinity Life/Family Benefit Life, Royal Neighbors for fully underwritten WL.

 

[rousemark]

Yess.... Buttttt.

Columbian..... Low Comp and tough underwriting
United National..... Limited Face amount non-par product.
Sagicor..... No longer offers Whole Life
UHL.... Overpriced Non-Par plan (provider) there is much better out there.
NSS... No AM Best Rating. Must be of Slovak decent. Competitive Plan & Dividend Scale with Avg underwriting. Only Retains $10k of face amount and by contract must cede to reinsurance all amounts over $50,000 Face. Low Comp. No Advancing. First Year Premium life business as a company totaled under $300,000 in 2012. They boast $100 Million in premium last year, but 99.7% was Single Prem Annuity & Life.

Look to other companies than these

OP asked for 50K - 100K face amount.. United National's Family Plan meets that requirement with fairly simple underwriting;
med through 100K and reasonable premiums.

 

[klondike]

Check out Baltimore Life.

 

[jacobtn]

Dave Ramsey says just pick one. He likes em all....

 

[John Galt]

Dave Ramsey says just pick one. He likes em all....

I swear Im not stalking you, but you are slinging some good stuff today
https://www.youtube.com/watch?v=9W68uqkEBiU