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Reply to Who Does Universal Life Down to 15k     
Old 07-28-2015, 10:36 AM   #1
Super Genius
 
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Who Does Universal Life Down to 15k Who Does Universal Life Down to 15k
I have a customer who I would like to put on this but it does not seem any carriers go this low. Seems like 25k is the minimum. Anyone know of any carriers who will go down to 15k?? TIA.
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Old 07-28-2015, 10:54 AM   #2
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cowgoesMoO on Who Does Universal Life Down to 15k
 
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Who Does Universal Life Down to 15k Re: Who Does Universal Life Down to 15k
Most carriers only go down to 50k. You aren't gonna find one below 25k. Plus the underwriting is going to be way more strict. And it's not going to build any cash value like a whole life plan would
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Old 07-28-2015, 11:04 AM   #3
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Who Does Universal Life Down to 15k Re: Who Does Universal Life Down to 15k
Cincinnati Life has a very competitive product... WL but it costs less than UL's at that face

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P Doyle
Crisis Management / CPS Gulf States Brokerage
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Old 07-28-2015, 12:11 PM   #4
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WinoBlues on Who Does Universal Life Down to 15k
 
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Who Does Universal Life Down to 15k Re: Who Does Universal Life Down to 15k
Originally Posted by pdoyle View Post
Cincinnati Life has a very competitive product... WL but it costs less than UL's at that face
That. Non med <60, non part.
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Old 07-28-2015, 04:58 PM   #5
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rousemark on Who Does Universal Life Down to 15k
 
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Who Does Universal Life Down to 15k Re: Who Does Universal Life Down to 15k
Originally Posted by cowgoesMoO View Post
Most carriers only go down to 50k. You aren't gonna find one below 25k. Plus the underwriting is going to be way more strict. And it's not going to build any cash value like a whole life plan would
Sure you can find them below 25K. CUL has one that issues down to 10K, ages 20-70 but I don't know why anyone would write it. Age 65 (uni-sex) NTU, 10K is $44.46.. Runs to age 86 on guarantees and matures for $15,390 at 95 on projections. 10K is issued non med through age 70.
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Last edited by rousemark; 07-28-2015 at 05:07 PM.
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