You Ever Done Something So Dumg You Could Kick Yourself?

Your asking for a very unpredictable decision any time you write UP.

This may not be true any more. They have made some changes to the underwriting engine behind the UP a few weeks ago and so far it's looking more predictable.
We have submitted 47 UP's since the change and 44 have been issued as applied for. That's a huge improvement over what we've seen out of that product over the past few years.
 
Problem is they score the person on a system you can't guess. So say there at the top of the build chart, a copd smoker and have arthritis it's probably a decline.
 
Plenty of times!

Like that one time I wrote my first app.

Left the house, turned in the paperwork, then asked the manager “so...how do I get paid?”

Manager was like “did you get the voided check with the app?”

My dumb ass had to schedule Another meeting to go back and get that
 
Plenty of times!

Like that one time I wrote my first app.

Left the house, turned in the paperwork, then asked the manager “so...how do I get paid?”

Manager was like “did you get the voided check with the app?”

My dumb ass had to schedule Another meeting to go back and get that
Bet you won't forget that voided check again. :laugh:
 
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