You Had Me at the Russian Space Station

HoosierLife

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So I'm in a house, well a section 8 apartment, replacing a few Lincoln heritage policies and an AmAm policy.

Husband was 80 years old and was regaling me with tales of his military experience. He told me how he'd been shot 22 times in his career. That he was the last marine to ever use a sword in battle. That he was also the first Navy seal.

Then he was explaining why he was taking medicine for osteoporosis. It was because of his five tours on the Russians space station Mir. Well at first he said two, but the wife jumped in and corrected him that it was actually five.

Believe it or not, I still believed him at this point, only because his wife was telling most of the stories.

Then they just kept getting better and better. That last battle with the swords...that was when he and 120 Marines held off 5000 Chinese from invading North Korea. The Chinese also had swords.

He originally gave me the wrong Social Security number. His wife corrected him and said, "not that identity." See, he was with Naval intelligence and had five different identities. He actually had five different funerals. He said he even visited one of his graves.

He knew Queen Elizabeth. and the wife comments that she really liked him, because he saved Prince Harry.

Then he may not even need life insurance because he's full blooded Cheyenne. Meeting up with the Tribal Elders in Montana this summer.

And on my way out the wife tells me the best story, the best story to her. He was nominated for the Congressional medal of honor… Twice. The first time he didn't get it because he was 17 he was too young and the second time he didn't get it was because he was in the middle of being court-martialed for wearing a Marine uniform on the battlefield when he was with the Navy or vice versa.

There were many more stories sprinkled throughout the conversation, but those are the highlights haha!

$1450 AP though. Only in FE!!
 
That's good; that would probably make a good topic for a new thread: Stories of the things applicants have told the POS interviewers that we were not expecting or prepared for.

Russ
 
So I'm in a house, well a section 8 apartment, replacing a few Lincoln heritage policies and an AmAm policy. Husband was 80 years old and was regaling me with tales of his military experience. He told me how he'd been shot 22 times in his career. That he was the last marine to ever use a sword in battle. That he was also the first Navy seal. Then he was explaining why he was taking medicine for osteoporosis. It was because of his five tours on the Russians space station Mir. Well at first he said two, but the wife jumped in and corrected him that it was actually five. Believe it or not, I still believed him at this point, only because his wife was telling most of the stories. Then they just kept getting better and better. That last battle with the swords...that was when he and 120 Marines held off 5000 Chinese from invading North Korea. The Chinese also had swords. He originally gave me the wrong Social Security number. His wife corrected him and said, "not that identity." See, he was with Naval intelligence and had five different identities. He actually had five different funerals. He said he even visited one of his graves. He knew Queen Elizabeth. and the wife comments that she really liked him, because he saved Prince Harry. Then he may not even need life insurance because he's full blooded Cheyenne. Meeting up with the Tribal Elders in Montana this summer. And on my way out the wife tells me the best story, the best story to her. He was nominated for the Congressional medal of honor… Twice. The first time he didn't get it because he was 17 he was too young and the second time he didn't get it was because he was in the middle of being court-martialed for wearing a Marine uniform on the battlefield when he was with the Navy or vice versa. There were many more stories sprinkled throughout the conversation, but those are the highlights haha! $1450 AP though. Only in FE!!

I would pay TOP DOLLAR for the audio on this conversation!

Hilarious
 
How old were the policy's? I'm very cautious replacing at that age because of contestability. Did anyone happen to see Aetna's weekly email today? The first item was about contestability in final expense policy's.It recommended to discuss the 2 yr contestabilty with all clients and the importance of filling out the app truthfully. It also recommended to not replace coverage over 2 yrs old and to only write additional coverage leaving the orginal policy in force. Its tells me Aetna was bombed with clean sheeting with no rx or mib up to a yr ago. They must have had a lot of contestable claims.
 
How old were the policy's? I'm very cautious replacing at that age because of contestability. Did anyone happen to see Aetna's weekly email today? The first item was about contestability in final expense policy's.It recommended to discuss the 2 yr contestabilty with all clients and the importance of filling out the app truthfully. It also recommended to not replace coverage over 2 yrs old and to only write additional coverage leaving the orginal policy in force. Its tells me Aetna was bombed with clean sheeting with no rx or mib up to a yr ago. They must have had a lot of contestable claims.

Contestable claims are not the issue. The ones that made it through the contestable period and are now dying 2 and half to 3 years in and they have to pay is where they are getting hit.

As for what companies tell us about selling life insurance I don't pay much attention to that stuff. if they could actually sell their product they wouldn't be in an office writing about it.
 
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