Insurance Agent Forum

[Alsky]

Hi all... I posted this info on another forum and thought you may find this useful as well... a Free Prescription Discount card.

Here's one that I use and there is plenty of information about this group on their website. I found this org about 2 years ago and am happy to give it out to anyone who can use it.

FREE PRESCRIPTION DRUG DISCOUNT CARD

(scroll about halfway down the page and click the RX icon)

How does it generate business you may ask? I have gotten a couple of referrals from an unisurable prospect that now saves money on her scripts because I gave her this card.

I tell everyone, especially those without script coverage, or if they have an HSA and etc about this card and they love it!

Personally for me, I believe in "what goes around comes around" and even if there is no monatary gain, it takes me about a minute to refer somebody to this card and there really is a generous savings on scripts in most cases.

I also feel that doing these types of good things for clients and prospects without any monetary gain puts the agent in a consultation role and not a salesman role in the clients eyes.

Hope this card helps everyone reading this post, and your clients without script coverage will love you for it.

[indmedins]

Thanks Al. I do appreciate the share. I always put my clients on a major medical plan with Rx, but for the unisurables, I sure will pass on this site to them.

[The New Guy]

Here is the direct link to the site.

Free Drug Card - Discount Drug Card - Prescription Drug Card - Prescription Assistance

You can even get them printed in bulk for shows.

I believe you can get them printed with your business card contact info on the back, if you pay for the printing.

[Alsky]

Originally Posted by The New Guy

Here is the direct link to the site.

Free Drug Card - Discount Drug Card - Prescription Drug Card - Prescription Assistance

You can even get them printed in bulk for shows.

I believe you can get them printed with your business card contact info on the back, if you pay for the printing.

Ok... burst my bubble new guy... :-) I just included the link from my health site so maybe others may follow the same idea I had about posting the link on their website... but as new guy posted heres the direct link again:

Free Drug Card - Discount Drug Card - Prescription Drug Card - Prescription Assistance

As an added note... this card really is a value... it will save people money.

[The New Guy]

Sorry Al, didn't know that was your site. I was just trying to save people some time with the direct link.

[Invain15]

I am definitely going to use that. If it works great.

[Alsky]

Originally Posted by Invain15

I am definitely going to use that. If it works great.

It really does... trust me, I have told enough poeple and they have called me to let me know their appreciation and gave me an indication of their savings... in most cases, pretty substantial.

This forum has been good to me with all the info I have gathered from it's members... I thought it was a good time to share this with everyone.

[robliano]

It goes well with an HSA plan also. Nice free bonus, I've been using it for a year or two, I recommend it to everyone I train.

[Alsky]

Originally Posted by The New Guy

Sorry Al, didn't know that was your site. I was just trying to save people some time with the direct link.

Sorry bro... not my site, just my find and I am happy to share it with everyone... besides, whats your problem... you did not see the "happy face" besides my comment... I was joking!

[Alsky]

Originally Posted by The New Guy

Sorry Al, didn't know that was your site. I was just trying to save people some time with the direct link.

Wow! Isn't funny how the written word can be taken two ways... when I first read new guys comment, it came off like he was upset at me for my post... then I read it again, and got a different impression... I believe new guy was saying that he did not know that the "health site" was mine... not that the rx card site was mine...

I feel better now because new guy is also a good guy... my apologies for misinterpreting your post my friend. Cheers!

[somarco]

There are quite a few "free" cards out there . . . none of them worth the price of admission. In most cases the "discounts" are non-existent. The price charged to the individual is higher than it would be if they did not have coverage.

The free cards charge the holder AWP + a markup + a dispensing fee. Most (if not all) the cards have per fill kickbacks built in that are paid to the distributor. The agent will usually get $0.15 - $0.25 per fill and more payouts up the food chain.

A smart shopper can use Wal-Mart, K-Mart, etc for many of their meds and save money. If you have access to a Costco or Sam's you will find you can fill your Rx there at a lower price than the free card. There are also many mail order suppliers with better pricing.

Someone who has an HSA with Rx cover doesn't need the card and again, they will pay a higher price for the med than they would if they had simply presented the carrier's card at time of the fill.

The so-called Rx copay plans (such as Select Rx) are also rip offs to the consumer.

If you want to help clients, tell them about the $4 generics, online sources like Cross Border and Isrameds.There are also plenty of PAP's that can help those who are poor or uninsurable and deliver much better value.

I have not updated this site in quite some time but I still get 30 - 50 hits per week with absolutely no promotion.

[healthagent]

An aside;

The Net Wish site is fantastic. I wish I could find it but in MD someone put up a similar site to cater to people with a utility turn-off notice.

The max gift was $500, you had to send in your turn-off notice - money was paid directly to the utility company - no cash and it was one request per person.

I wish I could find that site - they had saves thousands from having their power turned off.

[Alsky]

Originally Posted by somarco

There are quite a few "free" cards out there . . . none of them worth the price of admission. In most cases the "discounts" are non-existent. The price charged to the individual is higher than it would be if they did not have coverage.

The free cards charge the holder AWP + a markup + a dispensing fee. Most (if not all) the cards have per fill kickbacks built in that are paid to the distributor. The agent will usually get $0.15 - $0.25 per fill and more payouts up the food chain.

A smart shopper can use Wal-Mart, K-Mart, etc for many of their meds and save money. If you have access to a Costco or Sam's you will find you can fill your Rx there at a lower price than the free card. There are also many mail order suppliers with better pricing.

Someone who has an HSA with Rx cover doesn't need the card and again, they will pay a higher price for the med than they would if they had simply presented the carrier's card at time of the fill.

The so-called Rx copay plans (such as Select Rx) are also rip offs to the consumer.

If you want to help clients, tell them about the $4 generics, online sources like Cross Border and Isrameds.There are also plenty of PAP's that can help those who are poor or uninsurable and deliver much better value.

I have not updated this site in quite some time but I still get 30 - 50 hits per week with absolutely no promotion.

Sorry... this card is a value. I have had clients call the pharmacy BEFORE they go to get a script filled... and did not tell the pharmacy about this rx card, got the price over the phone and when they went into the pharmacy, used the card and received a substantial savings.

I can't comment about other discount cards because I do not have experience with any of them, but I can comment on this one and there is value with this card.

In addition, PAP takes time and forms, the 3 and 4 dollar scripts are limited to certain types... by the way, Publix gives free antibiotics, and of course I am sure the good agents out there like yourself are informing their clients of all the programs available.

This card fills a Gap... it stays on file at the pharmacy so you don't have to show it everytime and it does reduce the prescription costs... end of story. I have had too many clients call me and thank me for informing them about this card to doubt them. I'll continue to fully inform my clients and offer help if in the position to do so.

[robliano]

I agree with Al, I've seen success also, when it's used correctly.

Just like health insurance. Some people don't check or know you need to go to an in network provider, then they say the insurance doesn't work. Quite funny.

As a side: Hey Somarco, how many of those 30 to 50 a week do you convert into clients? That's awesome traffic.

[robliano]

Originally Posted by somarco

There are quite a few "free" cards out there . . . none of them worth the price of admission.

Hmmm . . . free card? Price of admission? didn't think that one out did ya? LOL.

[healthagent]

Amazing - not only are things that cost money scams but now free things are scams.

Obviously if you have insurance you're gonna whip out your insurance prescription card. That would be a "duh" statement for me.