How do charge backs figure into your federal taxes? When I was with NAA I recieved advanced commisions and almost all of my policies charged back at one time or another. When I filled my 2005 taxes, I reported the earnings from the advances. Old Mutual ,whom I just noticed never sent me a 1099, has listed on my 12/06 statement that shows that they paid me year to date $14,000.00, Yet I have recieved not a dime this year from them.