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Reply to Cheapest E & O Insurance     
Old 10-20-2008, 02:27 PM   #1
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Anyone know the cheapest E & O you can get for $1mm / $1mm? Thanks!
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Old 10-20-2008, 06:16 PM   #2
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
Join IHIAA, it's like $400 a year for $20 per month, that and the other benefits make enrollment basically free.

IHIAA-Home
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Old 10-20-2008, 08:17 PM   #3
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Cheapest E & O Insurance Re: Cheapest E & O Insurance MaineInsuranceGuy is the thread starter for: Cheapest E & O Insurance

Is there a number I can reach you at tomorrow? Definitely interested to speak with you, and I did check out the website. Thanks!
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Old 10-21-2008, 09:03 AM   #4
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
It's not my site, the main man is John Petrowski, you can email him at admin@ihiaa.com, tell him I sent you!
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Old 10-21-2008, 09:03 AM   #5
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
Originally Posted by robliano View Post
It's not my site, the main man is John Petrowski, you can email him at admin@ihiaa.com, tell him I sent you!
No, tell him I sent you.

Rick
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Old 10-21-2008, 09:22 AM   #6
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
Tell him we both sent you!! LOL
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Old 10-21-2008, 10:07 AM   #7
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
I find it humorous many people on here scoff at the idea of selling the cheapest health insurance but try to find the cheapest possible insurance for every other risk.

"You need to have a $6,000,000 limit on your health insurance, don't buy a plan with an annual maximum, blah, blah, blah."

"Where can I get ultra-cheap car insurance, you know just to get me an insurance card? I just want to cheapest term life insurance policy I can find. DI insurance? I don't need no stinkin' DI insurance."
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Old 10-21-2008, 10:25 AM   #8
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
Originally Posted by bobson View Post
I find it humorous many people on here scoff at the idea of selling the cheapest health insurance but try to find the cheapest possible insurance for every other risk.

"You need to have a $6,000,000 limit on your health insurance, don't buy a plan with an annual maximum, blah, blah, blah."

"Where can I get ultra-cheap car insurance, you know just to get me an insurance card? I just want to cheapest term life insurance policy I can find. DI insurance? I don't need no stinkin' DI insurance."
I was thinking along the same lines. For me, I look also at the fine print... the deductibles that bring my premium cost down... will this bite me? will it cover me sufficiently? what else is excluded?

IOW, just how many out there have read their own E&O policies? After this job detail, then I ask if there is a more competitive product....

In defense of the newbies.... they have limited resources getting started and are very cost concious. Having a mandatory requirement always spawns the desire for the cheapest way around the rule. And the big question.... IS THIS REALLY NECESSARY?

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Some guys were talking on the subject of boxers vs. briefs. I noticed that those who were wild and footloose liked boxers and those who were more uptight liked briefs. When they asked me, "Which do you like, boxers or briefs?" I said... "Depends."

Last edited by retread; 10-21-2008 at 10:28 AM.
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Old 08-12-2009, 07:57 PM   #9
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
About McCarty:

I'd stay far away from them. I've heard they spam a lot of internet forums with garbage posts and don't contribute anything worthwhile.
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Old 08-12-2009, 08:53 PM   #10
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Cheapest E & O Insurance Re: Cheapest E & O Insurance
Originally Posted by MaineInsuranceGuy View Post
Anyone know the cheapest E & O you can get for $1mm / $1mm? Thanks!
I have 1million/2million coverage and I pay 495.00 per year, and the company will allow you to pay in 12 installments if you don't want to pay it all up front.

Here's their website

National Ethics Bureau



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