The Easiest Product to Get Off the Ground

[Crabcake Johnny]

Scenario; New agent, needs to get off the ground relatively fast. Which is the easiest product? I conducted a poll - results below:


Final Expense: 31.19%
Term Life: 22.94%
Medicare Supplements: 17.43%
Individual Health Insurance: 12.84%
Other:8.26%
P&C (Auto & Homeowners):4.59%
Permanent Life (UL/WL): 1.83%
Annuities: 0.92%
Group Health Insurance: 0%

Note: "Other" was write in responses, mainly Medicare Advantage.

 

[mikelnix]

Final expense, by itself, is not the easiest, unless you're targeting folks in not so good health.

 

[Crabcake Johnny]

Final expense is the new individual health. A few years back, almost all of my emails and calls referred to indie health; appointments, leads, and training.

Now about 80% of my calls/emails are about Final Expense. The product is simple, relatively affordable and there's a market for it.

 

[mmaedelins]

P&C Commercial Insurance didn't even make the list, huh??

 

[somarco]

I didn't see Zero Premium Life Insurance.

 

[xrac]

The problem can be that FE and Medicare Sales will become oversaturated by former health agents and overreuglated by the government.

 

[Newby]

The problem can be that FE and Medicare Sales will be come oversaturated by former health agents and overreuglated by the government.

I have had at least a hundred new FE agents call me off this forum and talk about getting started. I try to be genuinely helpful to them.

But over and over I see the same thing. They won't do the work. They won't spend the money. They want magic words of what to say. They plan and plan and plan...but never act.

The failure rate is enormous of the ones that call me.

Maybe I'm the problem.

Never mind.

 

[Josh]

They plan and plan and plan...but never act.

That happens a lot, especially when they spend time on this forum.

 

[Justin Bilyj]

I thought about using the gems I mined in the other fe tgread to make a wicked presentation, but then I thought well I am giving this to my competition? Then reassured I thought, most won't put in the work even to make it work...

 

[mmaedelins]

That happens a lot, especially when they spend time on this forum.

Says the man with over 6000 posts! lol