Genetic Testing and Its Potential Impact

[Brian Anderson]

Posted an article (link below) about genetic testing and its potential impact on health care and life insurance. Please give it a quick read, and if you have any thoughts on how you see genetic/DNA tests impacting the health care market, pleased share them here. Or thoughts about whether life insurers should be able to at some point use or even require them to determine coverage eligibility.

Insurance Forums | Test that can ruin chances of getting life insurance could also revolutionize health care?

 

[LostDollar]

Genetic testing is not something that should be used as a requirement for life insurance.

Our ability to read the genome is well ahead of our ability to know whether medical intervention based on such a reading makes sense.

Gilbert Welch; Overdiagnosed, making people sick in the pursuit of health; 2011; page 132

 

[LGilmore]

I think this was addressed a couple decades ago. Legislated away.