Originally Posted by zackwithak
Hello, I'm trying to figure out if there is a way for me to offer instant quoting and binding for personal lines products on my agency website, similar to how it's done directly on the GEICO / State Farm / Travelers / etc. websites.
Do any carriers offer access to their APIs for agents to directly pull quotes from their systems? Do any comparative raters offer instant quoting? I've seen 3-5 minutes from EZLynx but was wondering if anyone can do it faster. Also, is online binding possible, either through an API or a comparative rater?
If it matters, we're only trying to quote and bind policies from one carrier, so we wouldn't need to pull a wide range of quotes.
I haven't seen much of a demand for that sort of thing. Most of the API connections I have dealt with from a carrier side are there because the agency has built their own comp rater. There is still a general ACORD XML connection that is made so it isn't a fully functioning API with a UI involved. The agency would still need to minimally build out some web scripting or screen scraping.