Yes, it's is the artificially low reimbursement rate from Medicare that forced providers to seek higher reimbursement from private insurance. Once again it is the government that has destroyed the best medical system in the world.
Case in point. My mother went to see her doctor for a brief office visit. The doctor billed $100 (and I suspect that's why my private insurance would allow). Medicare reduced this to their allowable of $21.30. Medicaid and payments through the exchange are similarly low.
Yes children. $21.30 for an office visit to see a doctor. After costs that's probably not much more than the idiots in Seattle require for minimum wage.
In order for a doctor to keep his/her doors open they must receive a higher reimbursement from other sources. They must run test after test just to make enough to pay their staff.
I primarily sell Medicare plans, both supplements and MA
. However I would gladly change my focus to get the government out of insurance. Social programs don't work. Medicare has no trust fund. Social Security is bankrupt. Our roads are crumbling and money spent on the drug war is a waste.
Now I know there are those on the forum that think agents are opposed to Obamacrap and other government insurance programs because we don't make enough commission. Those agents are also known as (and I'll be very kind) uninformed.