El Capitan
Expert
- 76
Thinking about getting contracted w/ this carrier.
Opinions/experience on this company and its indemnity plans? Also get 18% on commissionable premium w/ 12mth advance.
Here is some info taken directly from brochure.
Basic is a group association fixed indemnity health insurance plan
underwritten by Madison National Life Insurance Company, Inc., a
Wisconsin insurance company. Madison National is a member of The IHC
Group. The IHC Group is an insurance organization composed of Independence
Holding Company (NYSE: IHC) and its operating subsidiaries. The IHC Group has
been providing life, health and stop-loss insurance solutions for nearly 30 years.
Covered Services
Basic 1
Basic 2
Basic 3
Outpatient Doctor Office Visit Indemnity Benefit
$50 per visit
4 per covered person per year
$60 per visit
4 per covered person per year
$70 per visit
4 per covered person per year
Preventative Indemnity Benefit Care
$50 per calendar year
$100 per calendar year
$200 per calendar year
Outpatient Diagnostic Lab Testing and X-ray Indemnity Benefit
$50 per visit
Maximum of 4 visits
$50 per visit
Maximum of 4 visits
$75 per visit
Maximum of 4 visits
Urgent Care or Hospital Emergency room
$50 per visit
Maximum of 1 visit
$75 per visit
Maximum of 1 visit
$100 per visit
Maximum of 1 visit
Daily Hospital Confinement Indemnity Benefit
$200 per day
Maximum Benefit of Inpatient days: 2-31
$400 per day
Maximum Benefit of Inpatient days: 2-31
$800 per day
Maximum Benefit of Inpatient days: 2-31
Skilled Nursing Facility or Hospice Indemnity Benefit
$100 per day
Combined maximum of 30 days
$100 per day
Combined maximum of 30 days
$200 per day
Combined maximum of 30 days
Surgical Indemnity Benefit
$500 inpatient
$250 outpatient
Maximum of 1 Inpatient and 1 Outpatient Surgeries
$1,500 inpatient
$1,000 outpatient
Maximum of 1 Inpatient and 1 Outpatient Surgeries
$2,000 inpatient
$1,500 outpatient
Maximum of 1 Inpatient and 1 Outpatient Surgeries
Anesthesia Indemnity Benefit
25% of the surgery benefit
25% of the surgery benefit
25% of the surgery benefit
Outpatient Prescription Medication Indemnity Benefit
$4 Indemnity Benefit per each Generic prescription (maximum of 6 per year)
$20 Indemnity Benefit per each Formulary or Non-Formulary Brand Medication (maximum of 6 per year for all Brand medications)
$4 Indemnity Benefit per each Generic prescription (maximum of 6 per year)
$20 Indemnity Benefit per each Formulary or Non-Formulary Brand Medication (maximum of 6 per year for all Brand medications)
$4 Indemnity Benefit per each Generic prescription (maximum of 6 per year)
$20 Indemnity Benefit per each Formulary or Non-Formulary Brand Medication (maximum of 6 per year for all Brand medications)
Monthly Premiums
Basic 1
Basic 2
Basic 3
Individual
$162.68
Apply Now
$264.47
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$411.19
Apply Now
Individual & Spouse
$303.80
Apply Now
$522.67
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$838.12
Apply Now
Individual & Child
$248.59
Apply Now
$421.65
Apply Now
$671.05
Apply Now
Family(Applicant, Spouse & Children) or (Applicant & 2 or more Children)
$408.14
Apply Now
$713.52
Apply Now
$1,153.66
Apply Now
Opinions/experience on this company and its indemnity plans? Also get 18% on commissionable premium w/ 12mth advance.
Here is some info taken directly from brochure.
Basic is a group association fixed indemnity health insurance plan
underwritten by Madison National Life Insurance Company, Inc., a
Wisconsin insurance company. Madison National is a member of The IHC
Group. The IHC Group is an insurance organization composed of Independence
Holding Company (NYSE: IHC) and its operating subsidiaries. The IHC Group has
been providing life, health and stop-loss insurance solutions for nearly 30 years.
Covered Services
Basic 1
Basic 2
Basic 3
Outpatient Doctor Office Visit Indemnity Benefit
$50 per visit
4 per covered person per year
$60 per visit
4 per covered person per year
$70 per visit
4 per covered person per year
Preventative Indemnity Benefit Care
$50 per calendar year
$100 per calendar year
$200 per calendar year
Outpatient Diagnostic Lab Testing and X-ray Indemnity Benefit
$50 per visit
Maximum of 4 visits
$50 per visit
Maximum of 4 visits
$75 per visit
Maximum of 4 visits
Urgent Care or Hospital Emergency room
$50 per visit
Maximum of 1 visit
$75 per visit
Maximum of 1 visit
$100 per visit
Maximum of 1 visit
Daily Hospital Confinement Indemnity Benefit
$200 per day
Maximum Benefit of Inpatient days: 2-31
$400 per day
Maximum Benefit of Inpatient days: 2-31
$800 per day
Maximum Benefit of Inpatient days: 2-31
Skilled Nursing Facility or Hospice Indemnity Benefit
$100 per day
Combined maximum of 30 days
$100 per day
Combined maximum of 30 days
$200 per day
Combined maximum of 30 days
Surgical Indemnity Benefit
$500 inpatient
$250 outpatient
Maximum of 1 Inpatient and 1 Outpatient Surgeries
$1,500 inpatient
$1,000 outpatient
Maximum of 1 Inpatient and 1 Outpatient Surgeries
$2,000 inpatient
$1,500 outpatient
Maximum of 1 Inpatient and 1 Outpatient Surgeries
Anesthesia Indemnity Benefit
25% of the surgery benefit
25% of the surgery benefit
25% of the surgery benefit
Outpatient Prescription Medication Indemnity Benefit
$4 Indemnity Benefit per each Generic prescription (maximum of 6 per year)
$20 Indemnity Benefit per each Formulary or Non-Formulary Brand Medication (maximum of 6 per year for all Brand medications)
$4 Indemnity Benefit per each Generic prescription (maximum of 6 per year)
$20 Indemnity Benefit per each Formulary or Non-Formulary Brand Medication (maximum of 6 per year for all Brand medications)
$4 Indemnity Benefit per each Generic prescription (maximum of 6 per year)
$20 Indemnity Benefit per each Formulary or Non-Formulary Brand Medication (maximum of 6 per year for all Brand medications)
Monthly Premiums
Basic 1
Basic 2
Basic 3
Individual
$162.68
Apply Now
$264.47
Apply Now
$411.19
Apply Now
Individual & Spouse
$303.80
Apply Now
$522.67
Apply Now
$838.12
Apply Now
Individual & Child
$248.59
Apply Now
$421.65
Apply Now
$671.05
Apply Now
Family(Applicant, Spouse & Children) or (Applicant & 2 or more Children)
$408.14
Apply Now
$713.52
Apply Now
$1,153.66
Apply Now