Oral Diabetes and wants a Policy with Disability included

dvd493

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Does anyone know who would approve a non medical policy for a man age 50 and wife age 49 both have diabetes and take oral medication for it. Both controlled and not applied for insurance in the last 5 years.

They both have life insurance through work but wanted another policy on there own. It can be a stand alone disability but, I think that will cost to much. They will also take a life insurance policy that has a disability rider attached.

I don't know if its possible to have a non med with this or not. Any companies that would approve them non med or med will work. Who can I look into for this? Thanks for the help.
 
arnguy said:
For disability I would suggest Illinois Mutual and Assurity. Bot have plans for impaired prospects.


Thanks, I'll look into them.
 
I just looked at the web site for Illinois Mutual. They look like a great company with a lot of what I need. Does anyone know if it's best to go direct with them or go under a GA. Any idea what the commission levels are on each?
 

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