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I agree with you. Yet California insurance regulators think that every person aged 65 or over need a "special notice" before you meet with them at their home that states:
It's so stupid, especially point #2 - as though they can't make a decision without the help of family members or whoever else.
These are the same a-holes that made it illegal to sell indemnity plans to people over 64. Apparently cancer insurance is not needed once you reach 65.
I wonder how many people went broke paying for the "non-medical" charges while they were in treatment.
Rick