Questions Regarding Selling Online.

I'm interested in selling insurance online as as a non-captive agent. I'd like to know which L&H products are best sold over the phone in today's marketplace. Also, any suggestions as to which brokers or FMO's are best work with when it comes to offering online tools and training needed to be successful. Also, what kind of budget would I need to get started?
 
Med Sups are a pretty good sell over the phone. Big market with many established methods of acquiring leads (most will require a capital investment). Direct Mail leads will run you roughly $500 per 1000 sent out with returns in the 1-4% range - all varying by location and by who is doing your mailings. Buy lists of people hitting age 65 and you can cold call - real cheap in terms of dollars spent but time intensive. Pay per click is tough, a lot of expensive competition...doable, but expensive. Easy carriers to work with for this are Equitable Life & Casualty, Mutual of Omaha, Aetna, Combined Insurance, several others.
 
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