glgamerica
Super Genius
- 100
Personally, I wouldn't worry about who paid for your licenses. It's usually standard to get both the life and health together anyway.
Since insurance licenses are public record with the department of insurance that means they can be viewed by anyone. Some states list who you are appointed with as part of that record. This means it's possible that if someone else is renewing your license they might see a new appointment but more than likely they won't dig that deep.
Some insurance agencies are also pretty well connected to the carriers they represent. If they are buddy buddy with the one you try and get appointed with then it might come out.
Background checks are pretty common with appointments but my guess is those are done via third party services and might not tip anyone off.
Your agreement might depend on the state it's effective in. Usually these agreements are non-solicitation agreements and not non-compete agreements and are written to keep you from taking their clients away.
Just because there is an agreement doesn't mean it's valid. Yours sounds a little restrictive. It kind of sounds like if the company sells a product you want to sell, even if you don't sell it they could make it apply. It also doesn't sound like separate agreement but more like a single clause in another agreement.
Some agreements also require you to notify them of outside of employment. If you are actually going to conduct business while working for them, obviously that could be at the very least be grounds for termination.
You didn't say if you are an employee or an independent contractor. That'll have some bearing on your freedom as well.
I'm not an attorney but keep in mind that preparing to compete is not the same as competing. People look for jobs all the time.
