Over 150.000 insurance professionals and consumers come to the Insurance Forum every month. Click here to register for FREE


Go Back   Insurance Forums > Insurance Agents and Brokers Forum > General Insurance Agent Discussions

Reply to VolAgent's Rules to Live by As an Agent     
Old 08-03-2017, 04:30 PM   #1
Guru
VolAgent on VolAgent's Rules to Live by As an Agent
 
Join Date: May 2009
Posts:12,973
State: VolAgent is an Insurance Agent from Tennessee
VolAgent is a member of 5000 posts Super VIP club
VolAgent's Rules to Live by As an Agent VolAgent's Rules to Live by As an Agent
Some of these were taught to me by my grandfather, many I have learned repeatedly through experience and some I was fortunate enough to learn through observation. So in no particular order and violating rule #7.

1. When in doubt, follow the Golden Rule. It will never steer you wrong.
2. To quote a mentor, "Pigs get fed and hogs get slaughtered." Never get greedy.
3. If you find yourself saying, "Its just business", stop. All you are doing is twisting the knife in deeper.
4. Don't sell your ethics, you will never get full price and the buyer will never return them.
5. Insurance is just a promise that isn't even worth the paper it is printed on. Keep your word and work with companies that do right because it is the right thing, not because a court forced them.
6. Given enough time, your reputation will precede you. Make sure you can stomach the stench when you arrive.
7. Never stroke your own ego, it is more gratifying when others do it for you.
8. You are a matchmaker, your job is to find problems and solve them. The more valuable the problem solved, the more you get paid.

------------------------------------
You can pay the premium or you can own the loss.

Last edited by VolAgent; 08-04-2017 at 08:22 AM.
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-03-2017, 04:48 PM   #2
Guru
somarco on VolAgent's Rules to Live by As an Agent
 
Join Date: Sep 2006
Posts:26,326
State: somarco is an Insurance Agent from Georgia
somarco is a member of 5000 posts Super VIP club
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
Never try to teach a pig to sing. It is a waste of your time and it annoys the pig.
------------------------------------
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-03-2017, 06:16 PM   #3
Super Genius
adjusterjack on VolAgent's Rules to Live by As an Agent
 
Join Date: Jun 2017
Posts:164
State: adjusterjack is an Insurance Agent from Arizona
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
Never fight with a pig. You get muddy and the pig likes it.
------------------------------------
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-04-2017, 11:59 AM   #4
Super Genius
 
Join Date: Feb 2016
Posts:192
State: InsCommentary is an Insurance Agent from
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
My father's two rules of life:

1. Don't sweat the small stuff.

2. It's ALL small stuff.

My grandfather's prime rule:

Never pick your nose with your mouth open.

He told me I'd figure out someday what that means. I never have, other than the obvious.
------------------------------------
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-04-2017, 02:48 PM   #5
Guru
WinoBlues on VolAgent's Rules to Live by As an Agent
 
Join Date: Jan 2009
Posts:17,225
State: WinoBlues is an Insurance Agent from Undisclosed Location
WinoBlues is a member of 5000 posts Super VIP club
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
8a) Remember, you did not break it.
------------------------------------
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-04-2017, 02:50 PM   #6
Guru
VolAgent on VolAgent's Rules to Live by As an Agent
 
Join Date: May 2009
Posts:12,973
State: VolAgent is an Insurance Agent from Tennessee
VolAgent is a member of 5000 posts Super VIP club
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent VolAgent is the thread starter for: VolAgent's Rules to Live by As an Agent

Originally Posted by WinoBlues View Post
8a) Remember, you did not break it.
I tend to forget that one, but you are right. You have often said.

------------------------------------
You can pay the premium or you can own the loss.
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-04-2017, 03:07 PM   #7
Guru
WinoBlues on VolAgent's Rules to Live by As an Agent
 
Join Date: Jan 2009
Posts:17,225
State: WinoBlues is an Insurance Agent from Undisclosed Location
WinoBlues is a member of 5000 posts Super VIP club
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
Originally Posted by VolAgent View Post
I tend to forget that one, but you are right. You have often said.

They should be thanking you for fixing it for them.


I have been using my phone and tablet so I could not see the Avatars. I just realized I still have my wife and son in my Avatar. Got to find my Woody WoodPecker one.

------------------------------------
America's Sons and Daughters http://iraqwarheroes.org/

https://www.youtube.com/watch?v=Wt8y18YFH70

WinoBlues @ Gmail.com
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-04-2017, 03:26 PM   #8
Super Genius
 
Join Date: Mar 2016
Posts:66
State: TomZack is an Insurance Agent from
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
Thanks VolAgent, it gives me hope to see there are agents with integrity out there.

Wishing the companies would be the same. Very disturbing to see that many life cos don't pay the DB unless contacted by someone...even if they KNOW the insured has passed on.
------------------------------------

Last edited by TomZack; 08-04-2017 at 03:26 PM. Reason: spelling
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-04-2017, 04:23 PM   #9
Guru
WinoBlues on VolAgent's Rules to Live by As an Agent
 
Join Date: Jan 2009
Posts:17,225
State: WinoBlues is an Insurance Agent from Undisclosed Location
WinoBlues is a member of 5000 posts Super VIP club
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
Originally Posted by TomZack View Post
Thanks VolAgent, it gives me hope to see there are agents with integrity out there.

Wishing the companies would be the same. Very disturbing to see that many life cos don't pay the DB unless contacted by someone...even if they KNOW the insured has passed on.
Vol is definitely a unicorn.

I have part of Companies searching for beneficiaries that had no idea there was a policy. You are mistaken.
------------------------------------
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Old 08-04-2017, 04:39 PM   #10
Guru
somarco on VolAgent's Rules to Live by As an Agent
 
Join Date: Sep 2006
Posts:26,326
State: somarco is an Insurance Agent from Georgia
somarco is a member of 5000 posts Super VIP club
VolAgent's Rules to Live by As an Agent Re: VolAgent's Rules to Live by As an Agent
Several carriers have been fined for failing to properly use the DMF (death master file). Some reports put the accuracy of the DMF at less than 90%.

That raises the question of using a file that may not be up to date.

Credit agencies also refer to the DMF to determine if they want to lend money to a dead person.

------------------------------------
The doctor is in. Five cents please.
Georgia Medicare Plans
GA Medicare Supplement Rates
(404) 252-5859
  Reply With Quote to VolAgent's Rules to Live by As an Agent
Reply to VolAgent's Rules to Live by As an Agent 

  Insurance Agent Forum > Insurance Forums > Insurance Agents and Brokers Forum > General Insurance Agent Discussions




Similar Threads with VolAgent's Rules to Live by As an Agent
Thread Thread Starter Forum Replies Last Post
Are Agents REALLY Following the CMS Cold-calling Rules? wehotex Senior Insurance Forum 10 09-11-2012 10:31 PM
Can Employer Buy Individual Policy for 1 Employee? Prouddad Health Insurance and Ancillary Benefits 24 06-07-2012 01:15 PM
Agents are not only ones who thinks new Medicare rules allhealthandlife Senior Insurance Forum 2 09-19-2008 12:56 PM
Vimo live transfers Crabcake Johnny Health Insurance and Ancillary Benefits 130 07-26-2008 10:25 PM



All times are GMT -5. The time now is 12:18 PM.

Forum enabled with vBulletin®
Copyright ©2000 - 2017, vBulletin Solutions, Inc.


Join the Forum - It's FREE

Share This Page



Weekly Poll

Where do we go from here? POLL
This poll will close on 08-17-2017 at 02:28 PM