" We already have coverage through our Husbands employe
- Thread starter Golddoor
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- Staff
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- Staff
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For health, you explain to them that most companies only subsidize a portion of the actual employee's premium. They are probably paying too much for their portion, as long as they are healthy.
Group life almost always has WP. If he is disabled coverage can be continued up to age 65.
And the coverage is convertible, but at a very high price.
Covered through your employer? Great! I assume you are paying less than (throw a figure out) $200 per month for the coverage. If not, you may be paying too much.
I have quite a few clients who were covered by the employer plan for $500 - $800 per month. Show them a plan that covers what they NEED for $300 or less.
Doesn't always make them a client but often enough to make it worth asking.
And the coverage is convertible, but at a very high price.
Covered through your employer? Great! I assume you are paying less than (throw a figure out) $200 per month for the coverage. If not, you may be paying too much.
I have quite a few clients who were covered by the employer plan for $500 - $800 per month. Show them a plan that covers what they NEED for $300 or less.
Doesn't always make them a client but often enough to make it worth asking.
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Very classy.
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[email protected] said:
:lol: :lol: :lol:
I agree with somarco, ask them how much they're paying for their plan then tell them about how much money they can save by switching to an IFP. Personalize it, start out with a script if you have to but make sure you get enough experience to internalize it.
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