Getting Appointed With Humana

artitude · 01-30-2008, 04:24 PM

Just got word my GA is no longer carrying Humana, just when I began seeking appointment with them. Does anyone know how I can get appointed with them in Florida, either through a GA, or direct?

JDB · 02-11-2008, 07:29 PM

Did you ever get an answer here?
I am also looking to get contracted with Humana in CO.

GreenSky · 02-11-2008, 11:13 PM

If you are looking at the senior side, you can contract through Goldenwest Insurance Marketing. I think the contract will include IFP as well. Tell Larry that Rick referred you. He'll buy me lunch!

Rick

TXINSURANCE · 02-11-2008, 11:22 PM

I am a little confused why anyone would use a GA in individual health unless you are getting leads, advances, or some other arrangement. You can just go to Humana website and get the contract by calling them - unless I am not understanding some state variations.

Humana has a HUGE incentive right now in a lot of states including mine, if you went through a GA I am not sure how this would impact such incentive (bonus)

GreenSky · 02-12-2008, 12:07 AM

Quote:

Originally Posted by TXINSURANCE

I am a little confused why anyone would use a GA in individual health unless you are getting leads, advances, or some other arrangement. You can just go to Humana website and get the contract by calling them - unless I am not understanding some state variations.

Humana has a HUGE incentive right now in a lot of states including mine, if you went through a GA I am not sure how this would impact such incentive (bonus)

I completely agree. Since I'm in California, I always make the assumption that Humana really is a senior carrier. My appointment includes the IFP in other states and my GA does not participate in commissions for that or anything else.

It would (of course) be helpful if people would post the type of product they are interested in selling with a particular carrier.

Rick

Cenla Agent · 02-12-2008, 10:39 AM

A good GA for Humana is Advocate Health, LLC. They are in Tampa and can help a lot with marketing for MA plans. I'm not sure what marketing help they can provide with group and individual underage health. If you are not looking for help with leads and marketing it's probably best to try to contract directly with Humana.

Bob_The_Insurance_Guy · 02-12-2008, 09:27 PM

For individual and group (the Humana and Humana One products) go direct. They are absolutely fantastic to work with, and have slowly become my #1 for 2008.

They treat you like royalty, and follow up and service you better than anyone.

I've been an idiot the last 2 yrs. They've been in my back pocket, through an FMO, and just recently, when I began selling their MA products, did I initiate a conversation about their major medical.

exofficio · 02-13-2008, 03:26 PM

Quote:

Originally Posted by artitude

Just got word my GA is no longer carrying Humana, just when I began seeking appointment with them. Does anyone know how I can get appointed with them in Florida, either through a GA, or direct?

Jeff, I just saw your post. I know it's about two weeks old, so I hope you found the info you needed in a timely manner. I just sent you an EM with my contact's info in case you still needed it.

Best wishes!

policy doctor · 03-26-2008, 03:37 PM

Did they just lower their commission for Human One? Sales rep said it was lowered to 17% for 2008 from the usual 20%. Claimed agents preferred the higher renewals which is why it was done...LOL sure, sure.

moonlightandmargaritas · 03-26-2008, 03:54 PM

Quote:

Originally Posted by policy doctor

Did they just lower their commission for Human One? Sales rep said it was lowered to 17% for 2008 from the usual 20%. Claimed agents preferred the higher renewals which is why it was done...LOL sure, sure.

I'm still gettin' 20%...have from deal 1.

policy doctor · 03-26-2008, 03:56 PM

hmmm....acc to their sales rep..this affects GA, AL and MS. perhaps other states as they do other changes.

I am in Ga. I need to snoop around more. Thanks.

somarco · 03-26-2008, 04:03 PM

Yes, they did.

Doesn't matter to me. I expect to keep this block for a long time.

Just looked at my commission statement for 3/30 and it appears they are still paying 20%. Guess I shouldn't complain.

moonlightandmargaritas · 03-26-2008, 04:18 PM

Quote:

Originally Posted by policy doctor

hmmm....acc to their sales rep..this affects GA, AL and MS. perhaps other states as they do other changes.

I am in Ga. I need to snoop around more. Thanks.

"If heaven ain't a lot like Dixie, I don't want to go..."

-or-

As many of us here in the southern states say..."thank god for Mississippi."

InsuranceBenefitsGroup · 03-28-2008, 04:55 AM

Yep, go direct. Just remember, that $80 a month is tough to swallow when you could pocket $720-$1200 with an advance for GR or Assurant. Of course, serve the best interest of your client first as they will be very loyal to you.

I mean :O Is there a cynic in the house?

healthagent · 03-28-2008, 07:42 AM

There's an agency that advances Humana - I'll be talking to the owner this morning to ask the standard questions and post back later.

indmedins · 04-09-2008, 10:02 PM

I am in Florida and am wondering whether or not to go direct with Aetna and GR. If not, what GA should I use in Florida for those companies?

And, how do I get appointed with BCBSF. I couldn't find an agent link. After reviewing this forum. Seems BCBS gives no real incentive to sell money-wise. If I can't go direct with BCBSF, who should I use to get appointed. Thanks.

moonlightandmargaritas · 04-09-2008, 10:10 PM

Quote:

Originally Posted by indmedins

And, how do I get appointed with BCBSF. If I can't go direct with BCBSF, who should I use to get appointed. Thanks.

You don't.

BCBSFL GROUP products are available through broker distribution. Individual products are NOT.