Mortgage Protection Insurance by Phone??

I do MP over the phone but NOT with MOO. 60% comp is ridiculous unless they are providing you with QUALITY leads for free. I think most, if not all, free lead programs suck. If you do the math, you are better off paying to generate your own leads and getting a better comp. The problem is most agents don't WORK so they buy leads, don't work them and then cry about being broke.
Are you still selling mortgage protection over the phone? I am newly licensed. How can I learn to sell MPI over the phone rather than in home?
 
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