MY TOP 10 TIPS FOR NEW AGENTS (Life Insurance mainly)

[houcoogster]

I didn't really see too much to get exited about with this post. All he said was,.. don't work for a body shop,..Duh!
I guess i need to buy his system to learn more about it ...Not!

 

[Norwayguy]

I didn't really see too much to get exited about with this post. All he said was,.. don't work for a body shop,..Duh!
I guess i need to buy his system to learn more about it ...Not!

To be fair, this is a good post for Newbie agents...This info can not get out enough. Newbies come in not knowing the industry and are taken advantage of by many people.

 

[houcoogster]

To be fair, this is a good post for Newbie agents...This info can not get out enough. Newbies come in not knowing the industry and are taken advantage of by many people.

Oh, Bull s*hit Norway,
They can search all the posts on the forum.
And what is UP with this new post thread titled "Baggins415" that I cannot see? Uhhh .....Hmmmm.....

 

[Norwayguy]

Oh, Bull s*hit Norway,
They can search all the posts on the forum.
And what is UP with this new post thread titled "Baggins415" that I cannot see? Uhhh .....Hmmmm.....

Its a thread you can read in a little more than 500 posts...But you probably can already guess what is in that thread.

Yes I know people can search the forums...Most of the Newbies don't know how to do a search and even though I have had my issues with Baggins415 I don't mind a post that helps point new agents or people considering this industry about the pitfalls out there.

 

[houcoogster]

Its a thread you can read in a little more than 500 posts...But you probably can already guess what is in that thread.

Yes I know people can search the forums...Most of the Newbies don't know how to do a search and even though I have had my issues with Baggins415 I don't mind a post that helps point new agents or people considering this industry about the pitfalls out there.

I am ALL IN FAVOR of exposing the " BODY SHOPS" and "BLEEDER PROGRAMS" I hate them with a purple passion. His post was nothing much that's all. You ole'403B softie you.

 

[AgentJP]

Thanks,
403b seminar selling, and the concept of pension maximization within the confines of Cal STRS and PERS pension planning.

What does a 403b have to do with life insurance?

 

[b61mack]

good post!!!! maybe baggins415 is turning into a respected source on this forum.. he did start out as spammer...but has toned it down a bit.... well done

 

[afreed]

Thanks from a newbie

 

[baggins415]

Any advice on positioning yourself to get in the 403b market? Who, how, when do you approach etc.?

I have lots to say on the subject. But it's fairly complicated compared to other markets and would be impossible to lay out here. All I can say is that it's well worth the time invested though if you really apply yourself.
I train agents on this in California - maybe someday in other states. Drop me a line/email if you'd like to get on my emailing list.
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What does a 403b have to do with life insurance?

Good question,
If you know what you are doing and careful about presenting, permanent life insurance, EIUL, UL, makes an incredible alternative to a 403b annuity - or mutual fund for that matter.
Also,
Assuming your client will also have a pension there's a great life insurance need for protecting the pension for a spouse. Because in California for example....when the pensioner dies- the pensions dies with them. This can be 6 or 7,000 per month.
It's true there are beneficiary option within pension plans...but these are EXTREMELY expensive (at least in CA).
Check your own state for these figures.
I have software that calculates the beneficiary costs of pension succession - when a client sees this the perm life insurance becomes a complete NO BRAINER.
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I am ALL IN FAVOR of exposing the " BODY SHOPS" and "BLEEDER PROGRAMS" I hate them with a purple passion. His post was nothing much that's all. You ole'403B softie you.

I'm so sorry I haven't won your approval. I'm going to spend the rest of the day crying.
Thanks, a lot!

 

[Neutrina]

Could that be one of the factors why many new agents leave the insurance industry within a year or two? Because they go into career shops that offer them little by way of training & support?
Instead they end up learning little more than how to approach friends and family members to make the sale?

"To be fair, this is a good post for Newbie agents...This info can not get out enough. Newbies come in not knowing the industry and are taken advantage of by many people. "