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Reply to Please Help, I Need Some Good Advice     
Old 06-16-2017, 02:19 PM   #21
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Please Help, I Need Some Good Advice Re: Please Help, I Need Some Good Advice
Originally Posted by practicalguy View Post
Thanks everyone. I'm currently leaning in a direction that avoids ALL MLM type organizations. I still have an opportunity to pursue a new Farmer's agency but what I am leaning towards are the financial sales opportunities.

Does anyone have any thoughts or direct knowledge of working for Prudential, AXA, New York Life or Horace Mann??

I would really appreciate the input.
New York Life has an amazing training program. They still pay better than fo New York Life has an amazing training program. The pay structure is confusing, and underwhelming. But you'll get about 750 hours of training in your first year. And the second you're done with training, There are a lot of companies that pay much better. I literally there are a lot of companies that pay much better. I literally left last month, but if you go there for northwestern mutual you are looking at exceptional training and management riding your back like a starving baby gibbon. But at the same time a lot of people make a career out of it there, and some do very very well. But they follow the mantra for sure.

Hiring masses, train them in classes, sell all their friends and then fire their asses. Awa hiring masses, train them in classes, sell all their friends and then fire their asses. Or wait for them to quit. That being said you can get a lot of great training from the guys on this forum as well. Especially DHK. That dude is a rockstar.

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Originally Posted by VolAgent View Post
That was a carrier mistake just as much as an agent mistake. I realize you are or were with NYL, but a premium number that big should have generated a phone call to confirm.

As to your statement about P&C agents, you would be surprised how many barely do life. They can be a great referral source for a life agent. But they are scared you will screw up their account. Either by trying to poach them away or by upsetting them if the life insurance goes sideways. Address those issues and you could have a constant supply of prospects.
Every single time I've tried this, the property casualty agent eventually gets a life license and tries to bring them away from me. It hasn't worked yet, it's still a pain though.
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Old 06-16-2017, 02:23 PM   #22
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Please Help, I Need Some Good Advice Re: Please Help, I Need Some Good Advice
Originally Posted by Whirleybird View Post


Every single time I've tried this, the property casualty agent eventually gets a life license and tries to bring them away from me. It hasn't worked yet, it's still a pain though.
Never said it would be easy...

You want to find the guy who already has the license, but really isn't using it.

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You can pay the premium or you can own the loss.
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Old 06-16-2017, 03:58 PM   #23
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Please Help, I Need Some Good Advice Re: Please Help, I Need Some Good Advice
Originally Posted by VolAgent View Post
Never said it would be easy...

You want to find the guy who already has the license, but really isn't using it.
I haven't given up yet either! I have better luck with CPA's for sure though.
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Old 06-20-2017, 06:06 PM   #24
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Please Help, I Need Some Good Advice Re: Please Help, I Need Some Good Advice practicalguy is the thread starter for: Please Help, I Need Some Good Advice

Update:

Today's Interviews AXA and Prudential Financial

Wednesday Interview New York Life

Thursday Interview Horace Mann

Friday Interview MassMutual


Any additional input would be sincerely appreciated. I am in the Pittsburgh area, if that makes a difference.
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Old 06-20-2017, 06:22 PM   #25
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Please Help, I Need Some Good Advice Re: Please Help, I Need Some Good Advice
The things you should be asking about are training and agent costs.

NYLife Vs Prudential???

You should be interviewing THEM more than they interview YOU. Remember that YOU are the one taking on the risk of representing them and putting their "training" to work in a commission-only environment.


These blog posts are based in Singapore, but still apply directly to the financial services business in the US:
Interview Part 1 - Job Getting or Job Giving?

Interview Part 2 - Myths and Truths about the Financial Advisor's Career

Interview Part 3 - Guide to Interview the Interviewer
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Old 07-04-2017, 10:34 AM   #26
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Please Help, I Need Some Good Advice
Originally Posted by naaipmoses View Post
I am always here to help new insurance agents.
I thought you were a programmer, have you ever been an agent or have you had your license revoked?
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Old 07-04-2017, 12:09 PM   #27
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Please Help, I Need Some Good Advice Re: Please Help, I Need Some Good Advice
Originally Posted by naaipmoses View Post
You should know that www.naaip.org is a large organization. Over 7,500 agents trust NAAIP for their free website and expert advice and on moving their website up the search engines.

We do other stuff as well. Thank you.
Like stealing software.

Rick
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Old 07-17-2017, 10:13 PM   #28
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Please Help, I Need Some Good Advice Re: Please Help, I Need Some Good Advice
Originally Posted by practicalguy View Post
Update:

Today's Interviews AXA and Prudential Financial

Wednesday Interview New York Life

Thursday Interview Horace Mann

Friday Interview MassMutual


Any additional input would be sincerely appreciated. I am in the Pittsburgh area, if that makes a difference.

Well, Bridgeville, Brookline, Cecil and Carrick are different than Lebo, St. Clair, Fox Chapel, Squirrel Hill and Sewickley. So, certain insurance companies may be a better fit or necessary in certain Pgh areas.

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